Monroe County property record for 228 James Ave, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1972 |
| Lot Size | 0.083 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Oct 2021) |
| Tax Bill | $4,184 (2024) |
| Deeds & Mortgages | Oct 2021 Sale Oct 2021 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00463370-000000 |
| Primary APN | 00463370-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Masonry |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Flat |
| Roof Material | Concrete |
| Lot Area | 3,600 sqft (0.083 acres) |
| Lot Dimensions | 80 ft deep x 45 ft wide |
| View / Lot | Canal |
| Porch | Florida Room |
|---|---|
| Porch Area | 160 sqft |
| Patio Area | 40 sqft |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1566802 |
|---|---|
| Street Address | 228 JAMES AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2630 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 26 LT 7 KEY LARGO TRAILER VILLAGE FIRST ADDITION KEY LARGO OR431-295 OR804-1453/1455 OR1338-390 OR2902-184/85 OR3131-1869 OR3131-1870 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 21 |
| Legal Subdivision | KEY LARGO TRAILER VILLAGE 1ST ADD |
| Legal Block | 26 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970400 |
228 James Ave, a mobile home, is owned by two individuals who bought it in October 2021.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14420 SABAL DR, MIAMI LAKES, FL 33014-2543 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2021 | Warranty Deed, Transfer CORAL REEF TITLE COMPANY |
| Oct 14, 2021 | Correction Deed CORAL REEF TITLE COMPANY |
| Apr 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on File |
| Deed Sale | Oct 14, 2021 · Amount on File |
| Prior Sale | Apr 18, 2018 · Amount on File |
| Deed Document Number | 20212344186 |
| Deed Book / Page | 3131 / 1870 |
| Prior Transfer Date | Oct 12, 2021 |
| Prior Transfer Doc | 0031311869 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 14, 2021 |
| Property Address | 228 JAMES AVE, KEY LARGO, FL 33037-2630 |
| Document Number | 0031311870 |
| Book / Page | 3131 / 1870 |
| Map Reference | MB 5 PG 55 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2344186 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3815 S STATE ROAD 75, CUTLER, IN 46920-9611 |
| Name | Verified Name |
|---|---|
| Address | 14420 SABAL DR, MIAMI LAKES, FL 33014-2543 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 14, 2021 |
| Property Address | 228 JAMES AVE, KEY LARGO, FL 33037-2630 |
| Document Number | 0031311869 |
| Book / Page | 3131 / 1869 |
| Map Reference | MB 5 PG 55 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2344185 |
| Record Updated | Mar 6, 2023 |
| Title Company | CORAL REEF TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3815 S STATE ROAD 75, CUTLER, IN 46920-9611 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 18, 2018 |
| Property Address | 228 JAMES AVE, KEY LARGO, FL 33037-2630 |
| Document Number | 0029020184 |
| Book / Page | 002902 / 000184 |
| Instrument Date | Apr 18, 2018 |
| Instrument | 2164954 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3870 S STATE ROAD 75 CUTLER IN 46920, CUTLER, IN 46920 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $502,769 Land $461,700 Building $41,069 | $502,769 Land $461,700 Building $41,069 | |
| 2024 | $4,184.00 (+8.9%) | ||
| 2023 | $3,842.00 (+18.54%) | $469,267 (+28.45%) Land $428,400 Building $40,867 | $469,267 (+28.45%) Land $428,400 Building $40,867 |
| 2022 | $3,241.00 | $365,339 Land $324,000 Building $41,339 | $365,339 Land $324,000 Building $41,339 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 228 James Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 147 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 151 units insured incl. 4 condo units |
| Nearby Flood Claims | 160 (1979–2022) |
| Claims Outside the SFHA | 3 of 160 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 James Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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