228 Hoover St, Oceanside, CA 92054 Property Records

San Diego County property record for 228 Hoover St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1939
Lot Size	0.308 acres (13,440 sqft)
Owner	2 Trust Names on File
Last Sale	$900,000 (Aug 2023)
Tax Bill	$10,310 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`149-064-31-00`

Property Details

APN / Parcel Number

Primary APN	`149-064-31-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	13,440 sqft (0.308 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	228 HOOVER ST
City	OCEANSIDE
State	CA
Zip	92054-4551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	PAR 1 TR PM21512
Legal Subdivision	PARCEL MAP NO 21512
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18511

Owner

228 Hoover St is owner-occupied and held in a trust since August 2023.

Source: San Diego County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	228 HOOVER ST, OCEANSIDE, CA 92054-4551
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Grant Deed, Transfer CALIFORNIA TITLE COMPANY
Aug 31, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 31, 2023	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Nov 24, 2021	Intrafamily Transfer, Transfer
Aug 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on File
Deed Sale	Aug 31, 2023 · Amount on File
Prior Sale	Dec 23, 2002 · Amount on File
Deed Document Number	2023237941
Prior Transfer Date	Sep 21, 1993
Prior Transfer Doc	0000637394
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2023
Property Address	228 HOOVER ST, OCEANSIDE, CA 92054-4551
Document Number	0000295772
Map Reference	FILE 2017-7000417
Instrument Date	Sep 13, 2023
Instrument	2023-0295772
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	506 CANYON DR UNIT 29, 29, OCEANSIDE, CA 92054-3673

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2023
Property Address	228 HOOVER ST, OCEANSIDE, CA 92054-4551
Document Number	0000237941
Map Reference	FILE 2017-7000417
Instrument Date	Aug 24, 2023
Instrument	2023-0237941
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	228 HOOVER ST, OCEANSIDE, CA 92054-4551

Mortgage

Document Number	0000237942
Date	Aug 31, 2023
Instrument	2023-0237942

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2023
Property Address	228 HOOVER ST, OCEANSIDE, CA 92054-4551
Document Number	0000237940
Map Reference	FILE 2017-7000417
Instrument Date	Aug 24, 2023
Instrument	2023-0237940
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5841 EDISON PL STE 110, 110, CARLSBAD, CA 92008-6500

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2021
Property Address	228 HOOVER ST, OCEANSIDE, CA 92054-4551
Document Number	0000808452
Map Reference	FILE 2617-7000417
Instrument Date	Nov 22, 2021
Instrument	2021-0808452
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3618 VINTON AVE APT 7, 7, LOS ANGELES, CA 90034-5711

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2019
Property Address	228 HOOVER ST, OCEANSIDE, CA 92054-4551
Document Number	0000372330
Map Reference	FILE 2017-7000417
Instrument Date	Aug 23, 2019
Instrument	2019-0372330
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 HOOVER ST, OCEANSIDE, CA 92054-4551

Mortgage

Document Number	0000372331
Date	Aug 29, 2019
Instrument	2019-0372331

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 228 Hoover St was $10,310.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$936,358 (+2%) Land $675,105 Building $261,253
2025	$10,310.00	$917,999 Land $661,868 Building $256,131
2023	$5,348.00 (+1.54%)	$479,334 Land $345,595 Building $133,739
2022	$5,267.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 228 Hoover St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 228 Hoover St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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