Carroll County property record for 228 Hook Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,196 sqft Total Area |
| Lot Size | 15,000 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $380,000 (2025) |
| Tax Bill | $3,665.00 (2025) |
| Primary APN | 07-018517 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,196 sqft Total Area |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,000 sqft (0.344 acres) |
| Deck Area | 192 sqft Deck |
| Patio Area | 300 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 018517 |
|---|---|
| Street Address | 228 HOOK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5835 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT - 15000 SF 228 HOOK RD W OF OGG SUMMIT |
| Legal Subdivision | OGG SUMMIT |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 507802 |
Source: Carroll County records · APN 07-018517
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 HOOK RD, WESTMINSTER, MD 21157-5835 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Nov 13, 2025 | Intrafamily Transfer, Transfer UNKNOWN, JUNCTION TITLE CO LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Dec 01, 2016 · Amount on Record |
| Deed Book / Page | 11578 / 373 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 30, 2025 |
| Property Address | 228 HOOK RD, WESTMINSTER, MD 21157-5835 |
| Document Number | 0115780373 |
| Book / Page | 11578 / 373 |
| Instrument Date | Sep 05, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Title Company | UNKNOWN, JUNCTION TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 228 HOOK RD, WESTMINSTER, MD 21157-5835 |
| Document Number | 0011578382 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 11578/382 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Nov 13, 2025 |
| Property Address | 228 HOOK RD, WESTMINSTER, MD 21157-5835 |
| Document Number | 0116140261 |
| Book / Page | 11614 / 261 |
| Instrument Date | Sep 05, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | UNKNOWN, JUNCTION TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 228 HOOK RD, WESTMINSTER, MD 21157-5835 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,300 (+8.49%) Land $90,000 Building $259,300 | $349,300 (-) Land $90,000 Building $259,300 | |
| 2025 | $3,665.00 (+21.36%) | $321,967 (+20.45%) | $349,300 (+30.68%) Land $90,000 Building $259,300 |
| 2023 | $3,020.00 | $267,300 Land $90,000 Building $177,300 | $267,300 Land $90,000 Building $177,300 |
228 Hook Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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