Hampden County and Ludlow Town property record for 228 Holyoke St, #230, Ludlow, MA 01056
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,196 sqft · built 1918 |
| Lot Size | 3.65 acres (158,994 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,000 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:12C-07250 B:47 L:1 |
| Primary APN | M:12C-07250 B:47 L:1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,196 sqft Living Area |
| Gross Area | 4,720 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 158,994 sqft (3.65 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 4236 |
|---|---|
| Street Address | 228 HOLYOKE ST, 230 |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1937 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 7250 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 810412 |
228 Holyoke St, #230, a duplex, is owned by an individual.
Source: Hampden County and Ludlow Town records, as of April 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 230 HOLYOKE ST, LUDLOW, MA 01056-1937 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 228-230 HOLYOKE ST, LUDLOW, MA 01056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21773-487 |
|---|---|
| Date | Jul 21, 2017 |
| Book Page | 21773/487 |
| Instrument | 41022 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 228 Holyoke St, #230 was $6,000, up 3.4% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,000.00 (+3.43%) | $345,800 (+7.83%) Land $111,100 Building $234,700 |
| 2024 | $5,801.00 (-0.05%) | $320,700 (+7.8%) Land $111,100 Building $209,600 |
| 2023 | $5,804.00 | $297,500 Land $101,700 Building $195,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 228 Holyoke St, #230 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 228 Holyoke St, #230 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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