228 Holmes St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 228 Holmes St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,054 sqft · built 1926
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Tax Bill	$9,444 (2025)
Deeds & Mortgages	Jan 2023 Transfer Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-06902-0000-00047`

Property Details

APN / Parcel Number

Primary APN	`01-06902-0000-00047`
Alternative APNs	`010020100093` `00002301`

Interior

Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00002301
Street Address	228 HOLMES ST
City	BELLEVILLE
State	NJ
Zip	07109-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40X110
Legal Block	6902
Legal Lot Number	47
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2000
Census Tract	14600

Owner

228 Holmes St is owned and occupied by an individual who acquired it in December 2022.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	228 HOLMES ST, BELLEVILLE, NJ 07109-2516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Intrafamily Transfer, Transfer INTERSTATE FIRST TITLE AGENCY LLC, INTERSTATE 1ST TTL AGCY LLC
Apr 7, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 22, 2022
Transfer Doc	0000003827
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Jan 19, 2023
Property Address	228 HOLMES ST, BELLEVILLE, NJ 07109-2516
Document Number	0000003827
Instrument Date	Dec 22, 2022
Instrument	2023003827
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	INTERSTATE FIRST TITLE AGENCY LLC, INTERSTATE 1ST TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 HOLMES ST, BELLEVILLE, NJ 07109-2516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 HOLMES ST, BELLEVILLE, NJ 07109-2516

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	228 HOLMES ST, BELLEVILLE, NJ 07109-2516
Document Number	0000033695
Instrument Date	Apr 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 HOLMES ST BELLEVILLE NJ 071092516, BELLEVILLE, NJ 07109-2516

Mortgage

Document Number	0000033695
Date	Apr 19, 2018
Instrument	33695

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 228 Holmes St was $9,444 with a widower's exemption, up 3.2% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$233,200 (-) Land $114,700 Building $118,500	$233,200 (-) Land $114,700 Building $118,500
2025	$9,444.00 (+3.17%) Veteran's exemption	$233,200 Land $114,700 Building $118,500	$233,200 Land $114,700 Building $118,500
2024	$9,154.00
2023		$233,200 Land $114,700 Building $118,500	$233,200 Land $114,700 Building $118,500
2022	$8,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Holmes St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Holmes St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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