228 Hilltop Ln, Anderson, MO 64831 Property Records

McDonald County property record for 228 Hilltop Ln, Anderson, MO 64831

Property Summary

Property Type	Single Family Home
Details	1,219 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$133,400 (Dec 2018)
Tax Bill	$706 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-7.0-35-000-000-025.004`

Property Details

APN / Parcel Number

Primary APN	`05-7.0-35-000-000-025.004`

Interior

Stories	1 Story
Building Area	1,219 sqft Adjusted Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	1,029 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 HILLTOP LN
City	ANDERSON
State	MO
Zip	64831-8532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT NW COR SW 1/4 SE 1/4 TH 297.24' TO POB T H S 422.88' TH NE 34.17' TH NE 128.25' ETC
Legal Range	33W
Legal Township	23N
Legal Section	35
Jurisdiction	MCDONALD MO
Township / Civil Division	ANDERSON WEST
Census Block Group	1
Census Block	1032
Census Tract	70401

Owner

228 Hilltop Ln is owned and occupied by two individuals who acquired it in March 2023.

Source: McDonald County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 HILLTOP LN, ANDERSON, MO 64831-8532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Oct 22, 2012 · Amount on File
Deed Book / Page	2018 / 3127
Last Transfer Date	Mar 28, 2023
Transfer Doc	002023/703
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDONALD MO
Property Address	228 HILLTOP LN, ANDERSON, MO 64831-8532
Transaction Type	Mortgage
Record Updated	Jun 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 HILLTOP LN, ANDERSON, MO 64831-8532

Mortgage

Document Number	02023/1268
Date	May 31, 2023
Book Page	2023/1268
Instrument	2023-00001387

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	SPRINGDALE, AR 72762

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONALD MO
Recording Date	Dec 3, 2018
Property Address	228 HILLTOP LN, ANDERSON, MO 64831-8532
Document Number	02018/3127
Book / Page	2018 / 3127
Instrument Date	Nov 28, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 HILLTOP LN, ANDERSON, MO 64831-8532

Mortgage

Document Number	0020183128
Date	Dec 3, 2018
Instrument	2018/3128

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 228 Hilltop Ln was $706, up 8.8% from the year before.

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	McDonald County
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,740 (-)	$93,360 (-) Land $10,210 Building $83,150
2025	$706.00 (+8.78%)	$17,740	$93,360 Land $10,210 Building $83,150
2024	$649.00
2023	$649.00	$16,380	$86,210 Land $9,720 Building $76,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Hilltop Ln in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (2015–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 8 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Hilltop Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 92% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
McDonald County Telephone and Internet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hilltop Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures