228 Highland Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 228 Highland Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 1972
Square Footage3,523 sqft Living Area
Lot Size8,930 sqft (0.205 acres)
Last Sale$507,500 (1998)
Tax Bill$10,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN042-222-05
Alternative APN
  • 042-222-05-000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Building Area3,523 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area8,930 sqft (0.205 acres)
Deck Area1,230 sqft Deck
Patio Area1,230 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address228 HIGHLAND DR
CityAPTOS
StateCA
Zip95003-4615
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 66 LOT 8
Legal SubdivisionAPTOS BCH CNTRY CLB PROP SUB 6
Legal Block66
Legal Lot Number8
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup3
Census Block3009
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-222-05

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 40, EL GRANADA, CA 94018-0040
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB
Jan 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 1998 · Amount on Record
Deed SaleMay 14, 1998 · Amount on Record
Deed Doc Number199826519
Last Transfer DateNov 20, 2012
Transfer Doc0000060678
Record RefreshedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address228 HIGHLAND DR, APTOS, CA 95003-4615
Document Number0000023320
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
AddressPO BOX 40 EL GRANADA CA 940180040, EL GRANADA, CA 94018-0040

Mortgage

Document Number0000023320
DateAug 13, 2019
Instrument23320
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2049
Interest
Rate TypeAdjustable Rate
Rate3.75%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address228 HIGHLAND DR, APTOS, CA 95003-4615
Document Number0000002544
Instrument DateJan 10, 2018
Transaction TypeMortgage
Record UpdatedFeb 23, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
AddressPO BOX 40 EL GRANADA CA 940180040, EL GRANADA, CA 94018-0040

Mortgage

Document Number0000002544
DateJan 26, 2018
Instrument2544
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 25, 2048

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$810,491 (+2%) Land $480,472 Building $330,019
2025$10,622.00 (+10.31%)$794,599 (+4.04%) Land $471,051 Building $323,548
2023$9,629.00 (+2.26%)$763,743 Land $452,759 Building $310,984$1,924,110
2022$9,416.00

Flood & Wildfire

228 Highland Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Highland Dr

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