228 High St, Hamilton, OH 45011 Property Records

Butler County property record for 228 High St, Hamilton, OH 45011

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4 bd · 4.5 ba · 60,432 sqft · built 1897
Lot Size	0.441 acres (19,210 sqft)
Owner	Company Name on File
Tax Bill	$49,743 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P6421-002-000-094`

Property Details

APN / Parcel Number

Primary APN	`P6421-002-000-094`
Alternative APNs	`P6421002000094T` `0001000` `490285` `494254`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Units	42 Units
Stories	1 Story
Building Area	60,432 sqft Gross Area
1st Floor Area	16,128 sqft
Basement Area	11,088 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	19,210 sqft (0.441 acres)
View / Lot	Central Business
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 HIGH ST
City	HAMILTON
State	OH
Zip	45011-2730
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	31195 ENT SEE TIF PCL #094T /HISTORIC DEV TIF
Legal Subdivision	HAMILTON
Legal Lot Number	31195
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2032
Census Tract	14600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hamilton Downtown Historic District listed 2016 · 37 contributing resources · NRIS 16000458

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

228 High St, a commercial property, is owned by a company.

Source: Butler County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	7349 RAVENNA AVE, LOUISVILLE, OH 44641-9788
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit US BK
Apr 1, 2018	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	228 HIGH ST, HAMILTON, OH 45011-2730
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025449
Date	Jun 19, 2020
Book Page	9459/125
Instrument	2020-00025449

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	228 HIGH ST, HAMILTON, OH 45011-2730
Document Number	0000025467
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7349 RAVENNA AVE LOUISVILLE OH 446419788, LOUISVILLE, OH 44641-9788

Mortgage

Document Number	0000025467
Date	Jul 9, 2018
Book Page	009182/000126
Instrument	25467

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54903-3487

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUTLER OH
Property Address	228 HIGH ST, HAMILTON, OH 45011-2730
Document Number	0000024505
Instrument Date	Apr 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 18, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000024505
Date	Jul 2, 2018
Book Page	009179/000640
Instrument	24505

Lender

Name	US BK
Type	Bank

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jul 1, 2021

Interest

Rate	4.95%

Tax Assessment & Valuation

The 2025 property tax bill for 228 High St was $49,743.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$49,743.00	$52,500 Land $18,110 Building $34,390	$150,000 Land $51,730 Building $98,270
2023	$2,833.00 (-91.85%)	$52,500 (-) Land $18,110 Building $34,390	$150,000 Land $51,730 Building $98,270
2022	$34,758.00	$52,500 Land $18,110 Building $34,390
2020			$150,000 Land $51,730 Building $98,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 228 High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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