228 Hickory St, Duluth, MN 55811 Property Records

St. Louis County property record for 228 Hickory St, Duluth, MN 55811

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,570 sqft · built 2014
Lot Size0.075 acres (3,280 sqft)
OwnerTrust Name on File
Last Sale$40,000 (Aug 2013)
Tax Bill$7,016 (2026)
Deeds & MortgagesSep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN010-0268-00190

Property Details

APN / Parcel Number

Primary APN010-0268-00190
Alternative APN
  • 954174

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,570 sqft Gross Area
1st Floor Area1,570 sqft
Basement Area1,177 sqft
Finished Basement1,177 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area3,280 sqft (0.075 acres)
Garage Area645 sqft

Exterior Amenities

PorchSlab
Porch Area48 sqft
Deck Area144 sqft
Patio Area288 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number954174
Street Address228 HICKORY ST
CityDULUTH
StateMN
Zip55811-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 BLOCK 1 SERIAL #
Legal SubdivisionBLUFFS RIDGE
Legal Block1
Legal Lot Number19
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1075
Census Tract302

Owner

228 Hickory St is owner-occupied and held in a trust since August 2013.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordTrust Name on File
Mailing Address228 HICKORY ST, DULUTH, MN 55811-2031
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2013 · Amount on File
Deed SaleAug 5, 2013 · Amount on File
Deed Document Number2013934260
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address228 HICKORY ST, DULUTH, MN 55811-2031
Document Number000T989888
Instrument DateSep 14, 2017
Transaction TypeMortgage
Record UpdatedOct 2, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address228 HICKORY ST DULUTH MN 558112031, DULUTH, MN 55811-2031

Mortgage

Document Number000T989888
DateSep 19, 2017
InstrumentT989888
Lender
NameHARBOR PT CU
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 18, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 228 Hickory St was $7,016 with a homeowner's exemption, up 7.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,016.00 (+7.84%) Homeowner's exemption
2025$6,506.00 (+17.01%) Homeowner's exemption$551,700 (+15.44%) Land $43,300 Building $508,400$551,700 (+15.44%) Land $43,300 Building $508,400
2024$5,560.00$477,900 Land $51,000 Building $426,900$477,900 Land $51,000 Building $426,900
2022$364,300 Land $45,000 Building $319,300$364,300 Land $45,000 Building $319,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Hickory St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Hickory St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hickory St

Nearby Streets

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