228 Harding Dr, Monroe, LA 71203 Property Records

Ouachita Parish property record for 228 Harding Dr, Monroe, LA 71203 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,085 sqft · built 1979
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Aug 2022)
Tax Bill	$155 (2022)
Deeds & Mortgages	Jul 2025 Mortgage Aug 2022 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`12229`

Property Details

APN / Parcel Number

Primary APN	`12229`
Alternative APN	`156132`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,085 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,451 sqft (0.194 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	228 HARDING DR
City	MONROE
State	LA
Zip	71203-6824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 UNIT 1 PRESIDENTIAL ESTATES
Legal Range	05
Legal Township	18
Legal Section	29
Legal Subdivision	PRESIDENTIAL ESTATES
Legal Block	51
Legal Lot Number	51
Legal Unit	1
Jurisdiction	OUACHITA LA
Township / Civil Division	E
Census Block Group	2
Census Block	2007
Census Tract	10103

Owner

Source: Ouachita Parish records · APN 12229

Assessment roll updated February 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	228 HARDING DR, MONROE, LA 71203-6824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · USDA Mortgage USDA
Aug 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EAGLE BANK & TRUST COMPANY
Aug 18, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	20221860143
Deed Book / Page	2710 / 684
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	228 HARDING DR, MONROE, LA 71203-6824
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001921000
Date	Jul 21, 2025
Instrument	1921000

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Sep 01, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	228 HARDING DR, MONROE, LA 71203-6824
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004184/366
Date	Aug 19, 2022
Book Page	4184/366

Lender

Name	EAGLE BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Aug 18, 2022
Property Address	228 HARDING DR, MONROE, LA 71203-6824
Document Number	002710/684
Book / Page	2710 / 684
Instrument Date	Aug 18, 2022
Instrument	1860143
Transaction Type	Transfer
Record Updated	Sep 06, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Ouachita Parish records · Assessment roll updated February 3, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,300 (-) Land $945 Building $5,355	$63,000 (-) Land $9,450 Building $53,550
2023		$6,300 (-) Land $945 Building $5,355	$63,000 (-) Land $9,450 Building $53,550
2022	$155.00	$6,300 Land $945 Building $5,355	$63,000 Land $9,450 Building $53,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ouachita Parish (22073C), updated July 22, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 220730101032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Cable One	Cable	1,000 / 50

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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