228 Hackney Ln, Charles Town, WV 25414 Property Records

Jefferson County property record for 228 Hackney Ln, Charles Town, WV 25414

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,894 sqft · built 2003
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,719 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-3A-0067.0000`

Property Details

APN / Parcel Number

Primary APN	`06-3A-0067.0000`
Alternative APN	`19-06-3A-0067.0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,894 sqft Living Area
1st Floor Area	3,016 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	183 ft deep x 118 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	228 HACKNEY LN
City	CHARLES TOWN
State	WV
Zip	25414-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 2 #7A CLAYMONT CHASE
Legal Subdivision	CLAYMONT CHASE
Jurisdiction	JEFFERSON WV
Township / Civil Division	KABLETOWN
Census Block Group	2
Census Block	2032
Census Tract	972501

Owner

228 Hackney Ln is owned and occupied by two individuals.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 HACKNEY LN, CHARLES TOWN, WV 25414-4522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 13, 2018	Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	228 HACKNEY LN, CHARLES TOWN, WV 25414-4522
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 HACKNEY LN, CHARLES TOWN, WV 25414-4522

Mortgage

Document Number	2341/137
Date	Jan 21, 2021
Book Page	2341/137
Instrument	202100001141

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2035

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	228 HACKNEY LN, CHARLES TOWN, WV 25414-4522
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2270/263
Date	Mar 12, 2020
Book Page	2270/263
Instrument	202000003087

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	228 HACKNEY LN, CHARLES TOWN, WV 25414-4522
Document Number	0000008275
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 GLORY DR KINGWOOD WV 265379603, KINGWOOD, WV 26537-9603

Mortgage

Document Number	0000008275
Date	Jul 16, 2018
Book Page	002191/000495
Instrument	8275

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 228 Hackney Ln was $2,719, up 3.8% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,719.00 (+3.78%)	$235,800 (+4.57%) Land $79,500 Building $156,300	$393,000 (+4.6%) Land $132,500 Building $260,500
2025	$2,620.00	$225,500 Land $67,300 Building $158,200	$375,700 Land $112,100 Building $263,600
2023	$2,355.00	$201,700 Land $56,300 Building $145,400	$336,100 Land $93,800 Building $242,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Hackney Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Hackney Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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