228 Glencroft Dr, Wingate, NC 28174 Property Records

Union County property record for 228 Glencroft Dr, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,303 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$147,500 (Apr 2019)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-239-234`

Property Details

APN / Parcel Number

Primary APN	`02-239-234`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,303 sqft Living Area
1st Floor Area	1,303 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 GLENCROFT DR
City	WINGATE
State	NC
Zip	28174-7808
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#18 GLENCROFT PH1 MP3 OPCH958
Legal Subdivision	GLENCROFT
Jurisdiction	UNION NC
Township / Civil Division	MARSHVILLE
Census Block Group	3
Census Block	3023
Census Tract	20701

Owner

228 Glencroft Dr, a rural home, is owned and occupied by an individual who bought it in April 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	228 GLENCROFT DR, WINGATE, NC 28174-7808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 12, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Jul 17, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on File
Deed Sale	Apr 12, 2019 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	20199393
Deed Book / Page	7347 / 876
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	228 GLENCROFT DR, WINGATE, NC 28174-7808
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009231279
Date	Oct 27, 2025
Book Page	9231/279
Instrument	28142

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 12, 2019
Property Address	228 GLENCROFT DR, WINGATE, NC 28174-7808
Document Number	0007347876
Book / Page	7347 / 876
Map Reference	CAB H FILE 958
Instrument Date	Apr 12, 2019
Instrument	0009393
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009394
Date	Apr 12, 2019
Instrument	0009394

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 17, 2017
Property Address	228 GLENCROFT DR, WINGATE, NC 28174-7808
Document Number	0006974116
Book / Page	6974 / 116
Map Reference	CAB H FILE 958
Instrument Date	Jul 17, 2017
Instrument	0020221
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11013 DIPALI CT, 11013, CHARLOTTE, NC 28214-7664

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020222
Date	Jul 17, 2017
Instrument	0020222

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 17, 2022
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 228 Glencroft Dr was $1,918.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wingate Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,700 (-) Land $59,400 Building $194,300	$253,700 (-) Land $59,400 Building $194,300
2025	$1,918.00	$253,700 Land $59,400 Building $194,300	$253,700 Land $59,400 Building $194,300
2023	$1,759.00	$176,800 Land $31,600 Building $145,200	$176,800 Land $31,600 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Glencroft Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Glencroft Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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