228 Gilbert Lake Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 228 Gilbert Lake Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,234 sqft · built 1993
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$571,900 (Oct 2024)
Tax Bill	$1,490 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R07100505`

Property Details

APN / Parcel Number

Primary APN	`R07100505`
Alternative APNs	`07-3967-14-4-01-11-0000` `0000980405`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Porch	Slab
Porch Area	246 sqft
Deck Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000980405
Street Address	228 GILBERT LAKE DR
City	KALISPELL
State	MT
Zip	59901-8348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	MANY LAKES VACATION VILLAGE, S14, T28 N, R20 W, LOT 100, ASSR# 0000980405
Legal Range	20W
Legal Township	28N
Legal Section	14
Legal Subdivision	MANY LAKES VACATION VILLAGE
Legal Lot Number	100
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2015
Census Tract	1306

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 GILBERT LAKE DR, KALISPELL, MT 59901-8348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 15, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Apr 29, 2022 · Amount on Record
Deed Document Number	202420321
Prior Transfer Date	Nov 8, 2013
Prior Transfer Doc	0000029150
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 29, 2022
Property Address	228 GILBERT LAKE DR, KALISPELL, MT 59901-8348
Document Number	202200011117
Instrument Date	Apr 29, 2022
Instrument	202200011117
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 GILBERT LAKE DR, KALISPELL, MT 59901-8348

Mortgage

Document Number	202200011118
Date	Apr 29, 2022
Instrument	202200011118

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 15, 2017
Property Address	228 GILBERT LAKE DR, KALISPELL, MT 59901-8348
Document Number	201700019838
Instrument Date	Aug 15, 2017
Instrument	201700019838
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF FL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1714, BIGFORK, MT 59911-1714

Mortgage

Document Number	201700019839
Date	Aug 15, 2017
Instrument	201700019839

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Creston Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,490.00 (-37.89%)	$485,672 (+32.23%)
2025			$485,672 (+32.23%) Land $204,232 Building $281,440
2023	$2,399.00	$367,300	$367,300 Land $133,428 Building $233,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glacier Broadband Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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