228 George St, Middletown, CT 06457 Property Records

Middletown City property record for 228 George St, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,420 sqft · built 1947
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Jan 1999)
Tax Bill	$7,375 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:13 L:0090`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:13 L:0090`
Alternative APN	`R09601`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,420 sqft Living Area
Gross Area	2,790 sqft
1st Floor Area	860 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R09601
Street Address	228 GEORGE ST
City	MIDDLETOWN
State	CT
Zip	06457-3566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	90
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3003
Census Tract	541402

Owner

228 George St is owned and occupied by an individual who acquired it in June 2023.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	228 GEORGE ST, MIDDLETOWN, CT 06457-3566
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK
Aug 18, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 1999 · Amount on File
Deed Sale	Jan 19, 1999 · Amount on File
Deed Book / Page	1187 / 500
Last Transfer Date	Jun 21, 2023
Transfer Doc	002079-465
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	228 GEORGE ST, MIDDLETOWN, CT 06457-3566
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002083-428
Date	Oct 16, 2023
Book Page	2083/428

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Aug 18, 2023
Property Address	228 GEORGE ST, MIDDLETOWN, CT 06457-3566
Document Number	002079-465
Book / Page	2079 / 465
Instrument Date	Jun 21, 2023
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	228 GEORGE ST, MIDDLETOWN, CT 06457-3566
Document Number	1892-897
Book / Page	001892 / 000897
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1892-897
Date	Apr 28, 2017
Book Page	001892/000897
Instrument	332401

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 228 George St was $7,375.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,375.00	$180,760 (-) Land $64,680 Building $116,080	$335,246 (+164.95%)
2025		$180,760 (-) Land $64,680 Building $116,080	$126,532 Land $45,276 Building $81,256
2024	$7,032.00 (+5.71%)	$180,760 (-) Land $64,680 Building $116,080
2023	$6,652.00 (+23.46%)	$180,760 (+47.62%) Land $64,680 Building $116,080
2022	$5,388.00	$122,450 Land $40,850 Building $81,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 George St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 George St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on George St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures