228 Front Ave, Saint Paul, MN 55117 Property Records

Ramsey County property record for 228 Front Ave, Saint Paul, MN 55117

Property Summary

Property Type	Commercial
Details	3 bd · 220 sqft · built 1906
Lot Size	0.181 acres (7,863 sqft)
Owner	Company Name on File
Last Sale	$171,000 (Oct 2019)
Tax Bill	$9,468 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-29-23-41-0066`

Property Details

APN / Parcel Number

Primary APN	`25-29-23-41-0066`
Alternative APNs	`8532504` `592752`

Interior

Bedrooms	3 Beds
Units	2 Units
Building Area	220 sqft Gross Area
Basement Area	1,250 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1996
Lot Area	7,863 sqft (0.181 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	592752
Street Address	228 FRONT AVE
City	SAINT PAUL
State	MN
Zip	55117-5325
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LEWIS SECOND ADDITION,TO ST PA LOT 27 AND EX E 6O FT LOTS 28 29 AND LOT 30 BLK 10
Legal Range	23
Legal Township	29
Legal Section	25
Legal Subdivision	LEWIS SECOND ADDITION,TO ST PA
Legal Block	10
Legal Lot Number	27-30
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1002
Census Tract	31300

Owner

228 Front Ave, a commercial property, is owned by a company that bought it in October 2019.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	228 FRONT AVE, SAINT PAUL, MN 55117-5325
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage NORTH EAST NEIGHBORHOOD DEVELOPMENT CORP
Oct 4, 2019	Warranty Deed, Construction Loan · Construction Mortgage JOEL & ALBINA BENSON
Feb 19, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2019 · Amount on File
Deed Sale	Oct 4, 2019 · Amount on File
Prior Sale	Dec 4, 2008 · Amount on File
Deed Document Number	20194776983
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	228 FRONT AVE, SAINT PAUL, MN 55117-5325
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04906087
Date	Sep 7, 2021
Instrument	A04906087

Lender

Name	NORTH EAST NEIGHBORHOOD DEVELOPMENT CORP
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 6, 2041

Interest

Rate	3%

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 4, 2019
Property Address	228 FRONT AVE, SAINT PAUL, MN 55117-5325
Document Number	0004776983
Instrument Date	Sep 19, 2019
Instrument	4776983
Transaction Type	Construction Loan
Record Updated	Oct 17, 2019
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$581.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	228 FRONT AVE ST PAUL MN 551175325, ST PAUL, MN 55117-5325

Mortgage

Document Number	4776984
Date	Oct 4, 2019
Instrument	4776984

Lender

Name	JOEL & ALBINA BENSON

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 3, 2020

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 19, 2019
Property Address	228 FRONT AVE, SAINT PAUL, MN 55117-5325
Document Number	0004746862
Instrument Date	Nov 27, 2018
Instrument	4746862
Transaction Type	Transfer
Record Updated	Feb 27, 2019

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 STONECLIFFE DR EAGAN MN 551222716, EAGAN, MN 55122-2716

Tax Assessment & Valuation

The 2025 property tax bill for 228 Front Ave was $9,468.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,000 Land $55,000 Building $349,000	$404,000 Land $55,000 Building $349,000
2025	$9,468.00
2023	$7,966.00	$432,400 Land $55,000 Building $377,400	$432,400 Land $55,000 Building $377,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Front Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 228 Front Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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