St. Johns County property record for 228 Fox Water Trl, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,067 sqft · built 2018 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Mar 2026) |
| Tax Bill | $6,199 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102781-1160 |
| Primary APN | 102781-1160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,067 sqft Living Area |
| Gross Area | 2,937 sqft |
| 1st Floor Area | 2,067 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Glass Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 228 FOX WATER TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-8426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 86/48-55 DEERFIELD PRESERVE PHASE 3 LOT 116 OR5748/60 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 48 |
| Legal Subdivision | DEERFIELD PRESERVE PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 116 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 21301 |
Source: St. Johns County records · APN 102781-1160
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| May 01, 2023 | Warranty Deed, Transfer COASTAL LIVING TITLE LLC |
| Mar 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 06, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Prior Sale | May 01, 2023 · Amount on Record |
| Deed Document Number | 202622198 |
| Deed Book / Page | 6324 / 331 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 228 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 228 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Document Number | 0053830561 |
|---|---|
| Date | Oct 01, 2021 |
| Book Page | 5383/561 |
| Instrument | 2021107310 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 13, 2026 |
| Property Address | 228 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Document Number | 0063240331 |
| Book / Page | 6324 / 331 |
| Map Reference | MB 86 PG 48-55 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026022198 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17737 SE 85TH ELLERBE AVE, THE VILLAGES, FL 32162-4818 |
| Name | Verified Name |
|---|---|
| Address | 228 FOX WATER TRL, ST AUGUSTINE, FL 32086-8426 |
| Document Number | 0006324333 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 6324/333 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 01, 2023 |
| Property Address | 228 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Document Number | 0057480060 |
| Book / Page | 5748 / 60 |
| Map Reference | MB 86 PG 48-55 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023032194 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | COASTAL LIVING TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,199.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 350 FARRINGTON BLVD, NEW BRUNSWICK, NJ 08902-3249 |
| Name | Verified Name |
|---|---|
| Address | 228 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 228 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048930296 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 4893/296 |
| Instrument | 2020016502 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | LOWELL, NC 28098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 06, 2018 |
| Property Address | 228 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Document Number | 0045280076 |
| Book / Page | 4528 / 0076 |
| Map Reference | MB86 PG48-55 |
| Instrument Date | Apr 04, 2018 |
| Instrument | 2018023178 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 228 FOX WATER TRL, SAINT AUGUSTINE, FL 32086-8426 |
| Document Number | 2018023179 |
|---|---|
| Date | Apr 06, 2018 |
| Instrument | 2018023179 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $427,776 (-1.36%) Land $95,000 Building $332,776 | $427,776 (-1.36%) Land $95,000 Building $332,776 | |
| 2025 | $6,199.00 (+22.73%) | $433,663 (+8.46%) | $433,663 (+8.46%) Land $95,000 Building $338,663 |
| 2024 | $5,051.00 (+6.14%) | ||
| 2023 | $4,759.00 (+9.7%) | $399,827 (+11.59%) | $399,827 (+11.59%) Land $95,000 Building $304,827 |
| 2022 | $4,338.00 | $358,298 | $358,298 Land $72,800 Building $285,498 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 167 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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