Lorain County property record for 228 Florida Ave, Lorain, OH 44052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $71,500 (Feb 2026) |
| Tax Bill | $1,224 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Nov 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-01-003-104-018 |
| Primary APN | 02-01-003-104-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Basement Area | 560 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 188 sqft |
| Deck Area | 240 sqft |
| Patio Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 228 FLORIDA AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAWLER TR 25.00 X 150.00 S/L 16 |
| Legal Subdivision | LAWLER TR |
| Legal Tract | 01 |
| Legal Block | 104 |
| Legal Lot Number | 16 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 22200 |
Source: Lorain County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9631 QUINN ST, DOWNEY, CA 90241-3061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA |
| Nov 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA |
| Feb 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage MLD MORTGAGE |
| Aug 31, 2017 | Deed, Transfer · Conventional Mortgage PNC MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2026 · Amount on Record |
| Deed Sale | Feb 23, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2017 · Amount on Record |
| Deed Document Number | 202685749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 228 FLORIDA AVE, LORAIN, OH 44052-2145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 228 FLORIDA AVE, LORAIN, OH 44052-2145 |
| Document Number | 0000067574 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 2025-0067574 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 228 FLORIDA AVE, LORAIN, OH 44052-2145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 228 FLORIDA AVE, LORAIN, OH 44052-2145 |
| Document Number | 0000034938 |
|---|---|
| Date | Nov 27, 2024 |
| Instrument | 2024-0034938 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 274 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Feb 23, 2026 |
| Property Address | 228 FLORIDA AVE, LORAIN, OH 44052-2145 |
| Document Number | 0000085749 |
| Map Reference | VOL 3 PG 35 |
| Instrument Date | Feb 15, 2026 |
| Instrument | 2026-0085749 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9631 QUINN ST, DOWNEY, CA 90241-3061 |
| Document Number | 0000085750 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-0085750 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 31, 2017 |
| Property Address | 228 FLORIDA AVE, LORAIN, OH 44052-2145 |
| Document Number | 0000642742 |
| Map Reference | PB 3 PG 35 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 2017-0642742 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | ERIVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 FLORIDA AVE, LORAIN, OH 44052-2145 |
| Investor | Possibly a Property Investor |
| Document Number | 0000642743 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017-0642743 |
| Name | PNC MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,224.00 (-7.27%) Homeowner's exemption | $32,020 (+0.03%) Land $2,630 Building $29,390 | $91,460 (-) Land $7,500 Building $83,960 |
| 2024 | $1,320.00 (+41.94%) | $32,011 (+77.21%) Land $2,625 Building $29,386 | $91,460 (+77.21%) Land $7,500 Building $83,960 |
| 2023 | $930.00 (+0.98%) | $18,064 (+0.02%) Land $2,601 Building $15,463 | $51,610 (-) Land $7,430 Building $44,180 |
| 2022 | $921.00 | $18,060 Land $2,600 Building $15,460 | |
| 2021 | $51,610 Land $7,430 Building $44,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures