Bay County property record for 228 Everitt Ave, Panama City, FL 32401
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 4 ba · 2,215 sqft · built 2024 |
| Lot Size | 0.153 acres (6,708 sqft) |
| Owner | Company Name on Record |
| Last Sale | $40,000 (Oct 2023) |
| Tax Bill | $4,080 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23806-010-000 |
| Primary APN | 23806-010-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,215 sqft Heated Area |
| Gross Area | 2,327 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,708 sqft (0.153 acres) |
| Lot Dimensions | 90 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 228 EVERITT AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-6131 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SPRINGFIELD PLAT N 25' OF THE W 90' OF LOT 13 & THE W 90' OF LOT 14 BLK 4 |
| Legal Subdivision | SPRINGFIELD |
| Legal Block | 4 |
| Legal Lot Number | 13,14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 1000 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8311 BRANDON RD, PANAMA CITY, FL 32404-3442 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed of Trust, Mortgage GNP LLC |
| Oct 17, 2023 | Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2023 · Amount on Record |
| Deed Sale | Oct 17, 2023 · Amount on Record |
| Deed Document Number | 2023065841 |
| Deed Book / Page | 4741 / 404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 228 EVERITT AVE, PANAMA CITY, FL 32401-6131 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 8311 BRANDON RD, PANAMA CITY, FL 32404-3442 |
| Investor | Possibly a Property Investor |
| Document Number | 0047641906 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 4764/1906 |
| Instrument | 2024001998 |
| Name | GNP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PANAMA CITY, FL 32401 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 12, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 17, 2023 |
| Property Address | 228 EVERITT AVE, PANAMA CITY, FL 32401-6131 |
| Document Number | 0047410404 |
| Book / Page | 4741 / 404 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 2023065841 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9634 ANDERSON LANE, PANAMA CITY, FL 32409-2400 |
| Name | Verified Name |
|---|---|
| Address | 8311 BRANDON RD, PANAMA CITY, FL 32404-3442 |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,080.00 (+818.92%) | $257,529 (+1,199.08%) Land $23,692 Building $233,837 | $257,529 (+1,199.08%) Land $23,692 Building $233,837 |
| 2023 | $444.00 (+13.27%) | $19,824 (+21.36%) Land $19,824 | $19,824 (+21.36%) Land $19,824 |
| 2022 | $392.00 | $16,335 Land $16,335 | $16,335 Land $16,335 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Also Mapped Here | PANAMA CITY WATER SYSTEM |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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