McLennan County property record for 228 Emily Ln, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,260 sqft · built 1991 |
| Lot Size | 1.43 acres (62,552 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $269,400 (Jul 2017) |
| Tax Bill | $3,219 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-003300-031613-1 |
| Primary APN | 18-003300-031613-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,260 sqft Living Area |
| 1st Floor Area | 2,260 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 62,552 sqft |
| Garage Type | Attached |
| Garage Area | 477 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,052 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Storage Building | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 228 EMILY LN |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-7044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RABAGO M ACRES 1.436 |
| Legal Subdivision | RABAGO M |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | CHINA SPRING |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 4102 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 228 EMILY LN, WACO, TX 76708-7044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 27, 2017 | Vendor's Lien, Transfer · Conventional Mortgage TEXAS BANK FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Prior Sale | Jul 19, 2013 · Amount on Record |
| Deed Document Number | 201724327 |
| Prior Transfer Date | Jul 26, 2017 |
| Prior Transfer Doc | 0000024327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 228 EMILY LN, WACO, TX 76708-7044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030855 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020030855 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jul 1, 2040 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Jul 27, 2017 |
| Property Address | 228 EMILY LN, WACO, TX 76708-7044 |
| Document Number | 0000024327 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 2017024327 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 EMILY LN, 228, WACO, TX 76708-7044 |
| Name | Verified Name |
|---|---|
| Address | 228 EMILY LN, WACO, TX 76708-7044 |
| Document Number | 0000024328 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 2017024328 |
| Name | TEXAS BANK FINANCIAL |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | China Spring Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $367,906 (+7.46%) Land $66,165 Building $301,741 | $367,906 (-5.98%) Land $66,165 Building $301,741 | |
| 2025 | $3,219.00 (+0.63%) Homeowner's exemption | $342,350 (-17.94%) Land $54,660 Building $336,640 | $391,300 (-6.21%) Land $54,660 Building $336,640 |
| 2024 | $3,199.00 (+14.99%) | ||
| 2023 | $417,220 Land $54,660 Building $362,560 | $417,220 Land $54,660 Building $362,560 | |
| 2022 | $2,782.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 47% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PATRICK WSC serves 220 people · EPA ID TX1550134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Rise Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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