Berkeley County property record for 228 Emerald Isle Dr, Moncks Corner, SC 29461
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,416 sqft · built 2006 |
| Lot Size | 0.125 acres (5,465 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Sep 2020) |
| Tax Bill | $1,030 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-05-04-037 |
| Primary APN | 162-05-04-037 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,416 sqft Finished Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 576 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,465 sqft (0.125 acres) |
| Garage Area | 270 sqft |
| Porch | Slab |
| Porch Area | 72 sqft |
| Street Address | 228 EMERALD ISLE DR |
|---|---|
| City | MONCKS CORNER |
| State | SC |
| Zip | 29461-7449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 297MOSS GROVE PLANTATIONLOT 78 - PH 1 |
| Legal Subdivision | MOSS GROVE PLANTATION |
| Legal Lot Number | 78 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | MONCKS CORNER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20505 |
228 Emerald Isle Dr is owned and occupied by an individual who bought it in September 2020.
Source: Berkeley County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2020 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jan 16, 2018 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | Jan 16, 2018 · Amount on File |
| Deed Document Number | 202033705 |
| Deed Book / Page | 3488 / 138 |
| Prior Transfer Date | May 11, 2007 |
| Prior Transfer Doc | 7661/0048 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Sep 2, 2020 |
| Property Address | 228 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7449 |
| Document Number | 03488/0138 |
| Book / Page | 3488 / 138 |
| Map Reference | CAB Q PG 385-A&385-B |
| Instrument Date | Aug 10, 2020 |
| Instrument | 2020033705 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7449 |
| Document Number | 2020033706 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020033706 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 228 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7449 |
| Document Number | 3217/0232 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 228 EMERALD ISLE DR MONCKS CORNER SC 294617449, MONCKS CORNER, SC 29461-7449 |
| Document Number | 3217/0232 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 003217/000232 |
| Instrument | 45209 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Dec 11, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 228 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7449 |
| Document Number | 3072/0015 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 228 EMERALD ISLE DR MONCKS CORNER SC 294617449, MONCKS CORNER, SC 29461-7449 |
| Document Number | 3072/0015 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 003072/000015 |
| Instrument | 23757 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Jan 16, 2018 |
| Property Address | 228 EMERALD ISLE DR, MONCKS CORNER, SC 29461-7449 |
| Document Number | 2653/0799 |
| Book / Page | 002653 / 000799 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 1375 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 EMERALD ISLE DR MONCKS CORNER SC 294617449, MONCKS CORNER, SC 29461-7449 |
| Document Number | 2653/0803 |
|---|---|
| Date | Jan 16, 2018 |
| Book Page | 002653/000803 |
| Instrument | 1376 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2048 |
The 2025 property tax bill for 228 Emerald Isle Dr was $1,030 with a homeowner's exemption, up 4.7% from the year before.
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,010 (+2,399.83%) Land $61,115 Building $165,895 | $269,300 (-) Land $72,500 Building $196,800 | |
| 2025 | $1,030.00 (+4.67%) Homeowner's exemption | $9,081 (-) Land $2,445 Building $6,636 | $269,300 (-) Land $72,500 Building $196,800 |
| 2024 | $984.00 Homeowner's exemption | $9,081 Land $2,445 Building $6,636 | $269,300 Land $72,500 Building $196,800 |
| 2022 | $988.00 Homeowner's exemption | $7,896 Land $1,660 Building $6,236 | $197,400 Land $41,500 Building $155,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 228 Emerald Isle Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Emerald Isle Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001 |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | BCWSA SANGAREE W/D (0820002) |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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