228 Elm Ave, Roscommon, MI 48653 Property Records

Roscommon County property record for 228 Elm Ave, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,520 sqft · built 1974
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Mar 2021)
Tax Bill	$2,108 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-628-031-0000`

Property Details

APN / Parcel Number

Primary APN	`007-628-031-0000`

Interior

Full Baths	1 Bath
Building Area	1,520 sqft Building Perimeter
1st Floor Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Lot Area	14,810 sqft (0.34 acres)
Garage Area	728 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	228 ELM AVE
City	ROSCOMMON
State	MI
Zip	48653-9598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	244 LOTS 31 TO 36 INCL BLK 108 3RD ADD TO MICH CENTRAL PARK.
Legal Subdivision	MICH CENTRAL PARK 3RD ADD
Legal Block	108
Legal Lot Number	31-36
Jurisdiction	ROSCOMMON MI
Township / Civil Division	LYON
Census Block Group	2
Census Block	2051
Census Tract	970500

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3879 15TH ST, WYANDOTTE, MI 48192-6419
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	20212237
Deed Book / Page	1175 / 2404
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Mar 19, 2021
Property Address	228 ELM AVE, ROSCOMMON, MI 48653-9598
Document Number	01175/2404
Book / Page	1175 / 2404
Instrument Date	Mar 12, 2021
Instrument	202100002237
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3879 15TH ST, WYANDOTTE, MI 48192-6419

Mortgage

Document Number	01175/2405
Date	Mar 19, 2021
Book Page	1175/2405
Instrument	202100002238

Lender

Name	ZEAL CU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Lyon Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,200 (+53.07%)	$224,400 (+53.07%)
2025	$2,108.00
2023		$73,300	$146,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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