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228 E Washington St, Hagerstown, MD 21740 Property Records

Washington County property record for 228 E Washington St, Hagerstown, MD 21740

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2 ba · 2,048 sqft · built 1895
Lot Size0.154 acres (6,720 sqft)
OwnerIndividual Name on File
Last Sale$228,000 (Sep 2021)
Tax Bill$2,100 (2026)
Deeds & MortgagesSep 2021 Sale
Oct 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-016164

Property Details

APN / Parcel Number

Primary APN22-016164
Alternative APN
  • 016164

Interior

Full Baths2 Baths
Units3 Units
Stories2 Stories
Building Area2,048 sqft Total Area
1st Floor Area1,830 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Exterior MaterialBrick
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialComposition Shingle
Lot Area6,720 sqft (0.154 acres)
Lot Dimensions120 ft deep x 56 ft wide
Garage Area588 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number016164
Street Address228 E WASHINGTON ST
CityHAGERSTOWN
StateMD
Zip21740-5721
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeCCMU
Legal DescriptionLOT 56X120 0.15 AC 228 E WASHINGTON ST
Legal SubdivisionCARVERS ADDITION
JurisdictionWASHINGTON MD
Township / Civil Division22, HAGERSTOWN
Census Block Group2
Census Block2014
Census Tract601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hagerstown Historic District
listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

228 E Washington St, a commercial property, is owned by an individual who bought it in September 2021.

Source: Washington County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address849 KENLY AVE, HAGERSTOWN, MD 21740-6410
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed, Transfer
HERITAGE TITLE LIMITED, HERITAGE TITLE LTD
Oct 3, 2018Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC
Oct 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2021 · Amount on File
Deed SaleSep 30, 2021 · Amount on File
Prior SaleOct 3, 2018 · Amount on File
Deed Book / Page6776 / 216
Prior Transfer DateJun 15, 2010
Prior Transfer Doc0038910207
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateSep 30, 2021
Property Address228 E WASHINGTON ST, HAGERSTOWN, MD 21740-5721
Document Number0067760216
Book / Page6776 / 216
Map ReferenceLB 84 FO 251
Instrument DateJul 20, 2021
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyHERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address849 KENLY AVE, HAGERSTOWN, MD 21740-6410

October 2018: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateOct 3, 2018
Property Address228 E WASHINGTON ST, HAGERSTOWN, MD 21740-5721
Document Number0058460407
Book / Page5846 / 0407
Map ReferenceLB84 FO251
Instrument DateSep 28, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$635.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 E WASHINGTON ST, HAGERSTOWN, MD 21740-5721

Mortgage

Document Number0005846414
DateOct 3, 2018
Instrument5846/414
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2048

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON MD
Recording DateOct 24, 2017
Property Address228 E WASHINGTON ST, HAGERSTOWN, MD 21740-5721
Document Number0056190375
Book / Page005619 / 000375
Instrument DateOct 5, 2017
Transaction TypeTransfer
Record UpdatedNov 22, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16430 OLD EMMITSBURG RD EMMITSBURG MD 217278928, EMMITSBURG, MD 21727-8928

Tax Assessment & Valuation

The 2026 property tax bill for 228 E Washington St was $2,100, up 8.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityHagerstown City
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,100.00 (+8.64%)$230,500 (+8.62%)$267,100 (+25.87%) Land $51,700 Building $215,400
2025$1,933.00 (+18.15%)$212,200 Land $51,700 Building $160,500$212,200 Land $51,700 Building $160,500
2024$1,636.00 (+21.55%)
2023$1,346.00$147,133$212,200 Land $51,700 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 E Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable		2,300 / 2,300
Xfinity
Fiber		2,000 / 2,000
Point Broadband
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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