228 E Washington St, Bluffton, IN 46714 Property Records

Wells County property record for 228 E Washington St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,284 sqft · built 1970
Lot Size	0.068 acres (2,962 sqft)
Owner	Individual Name on Record
Last Sale	$103,100 (Aug 2020)
Tax Bill	$809 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-539-209.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-539-209.000-004`
Alternative APNs	`00001542350` `0100805700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	1,244 sqft
Attic	Attic
Attic Area	2,080 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Game Room	Game Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,962 sqft (0.068 acres)
Lot Dimensions	85 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001542350
Street Address	228 E WASHINGTON ST
City	BLUFFTON
State	IN
Zip	46714-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOT 108 N 85' OF E 35' (4-H)
Legal Subdivision	TOWN OF BLUFFTON
Legal Lot Number	108
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1021
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 E WASHINGTON ST, BLUFFTON, IN 46714-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Aug 5, 2020	Intrafamily Transfer, Transfer · FHA Mortgage AMERIHOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2020 · Amount on Record
Deed Sale	Aug 5, 2020 · Amount on Record
Prior Sale	Jul 1, 2008 · Amount on Record
Deed Document Number	20203320
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	0020203320
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	228 E WASHINGTON ST, BLUFFTON, IN 46714-2125
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142/59
Date	Jun 29, 2017
Book Page	142/59
Instrument	000960610015

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Aug 5, 2020
Property Address	228 E WASHINGTON ST, BLUFFTON, IN 46714-2125
Document Number	0020203320
Instrument Date	May 21, 2020
Instrument	20203320
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E WASHINGTON ST, BLUFFTON, IN 46714-2125

Mortgage

Document Number	0020203321
Date	Aug 5, 2020
Instrument	20203321

Lender

Name	AMERIHOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$809.00 (+2.8%) Homeowner's exemption	$125,800 (+12.22%) Land $10,600 Building $115,200	$125,800 (+12.22%) Land $10,600 Building $115,200
2024	$787.00 (+37.35%)
2023		$112,100 (+7.48%) Land $10,600 Building $101,500	$112,100 (+7.48%) Land $10,600 Building $101,500
2022	$573.00	$104,300 Land $6,300 Building $98,000	$104,300 Land $6,300 Building $98,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Nearby Properties on E Washington St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures