228 E Townley St, Bluffton, IN 46714 Property Records

Wells County property record for 228 E Townley St, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,915 sqft · built 1920
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$180,880 (May 2024)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-505-057.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-505-057.000-004`
Alternative APNs	`00001538926` `0100735500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,915 sqft Living Area
1st Floor Area	1,115 sqft
Attic	Attic
Attic Area	1,600 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001538926
Street Address	228 E TOWNLEY ST
City	BLUFFTON
State	IN
Zip	46714-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RW & JW TOWNLEYS SOUTH ADD PT LOTS 176/177 E 60' (4-P)
Legal Subdivision	TW & JW TOWNLEYS SOUT ADD
Legal Lot Number	176
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3024
Census Tract	40500

Owner

228 E Townley St is owned and occupied by an individual who bought it in May 2024.

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	228 E TOWNLEY ST, BLUFFTON, IN 46714-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES
Nov 2, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2024 · Amount on File
Deed Sale	May 8, 2024 · Amount on File
Prior Sale	Dec 18, 2020 · Amount on File
Deed Document Number	20241538
Prior Transfer Date	Oct 31, 2017
Prior Transfer Doc	0020171754
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 18, 2020
Property Address	228 E TOWNLEY ST, BLUFFTON, IN 46714-3709
Document Number	0020205661
Instrument Date	Dec 16, 2020
Instrument	20205661
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E TOWNLEY ST, BLUFFTON, IN 46714-3709

Mortgage

Document Number	0020205662
Date	Dec 18, 2020
Instrument	20205662

Lender

Name	AMERICAN MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Nov 2, 2017
Property Address	228 E TOWNLEY ST, BLUFFTON, IN 46714-3709
Document Number	0020171754
Instrument Date	Oct 31, 2017
Instrument	20171754
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 S 700 W-1 # 1, 1, BLUFFTON, IN 46714-9580

Tax Assessment & Valuation

The 2025 property tax bill for 228 E Townley St was $1,326 with a homeowner's exemption, up 29.5% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (+29.49%) Homeowner's exemption	$175,500 Land $17,900 Building $157,600	$175,500 Land $17,900 Building $157,600
2024	$1,024.00
2023		$135,800 (+13.83%) Land $17,900 Building $117,900	$135,800 (+13.83%) Land $17,900 Building $117,900
2022	$674.00	$119,300 Land $11,000 Building $108,300	$119,300 Land $11,000 Building $108,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 E Townley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 E Townley St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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