Bergen County and Saddle River Borough property record for 228 E Saddle River Rd, Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,117 sqft · built 1937 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $877,000 (Apr 2021) |
| Tax Bill | $6,841 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01105-0000-00035-02 |
| Primary APN | 58-01105-0000-00035-02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,117 sqft Living Area |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 005200 |
|---|---|
| Street Address | 228 E SADDLE RIVER RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .51 AC. (1,29) |
| Legal Subdivision | SADDLE RIVER |
| Legal Block | 1105 |
| Legal Lot Number | 35.2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01105-0000-00035-02
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 228 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2614 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 27, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Apr 30, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on Record |
| Deed Sale | Apr 30, 2021 · Amount on Record |
| Deed Document Number | 202167797 |
| Deed Book / Page | 4115 / 958 |
| Last Transfer Date | Apr 03, 2025 |
| Transfer Doc | 0054981516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 228 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2614 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0033330733 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 3333/733 |
| Instrument | 19-056226 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.6% |
| Type Change Date | Aug 01, 2029 |
| Index | 1-Month LIBOR |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 30, 2021 |
| Property Address | 228 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2614 |
| Document Number | 0041150958 |
| Book / Page | 4115 / 958 |
| Instrument Date | Jan 30, 2021 |
| Instrument | 2021067797 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,900.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 E SADDLE RIVER RD, 228, SADDLE RIVER, NJ 07458-2614 |
| Name | Verified Name |
|---|---|
| Address | 228 E SADDLE RIVER RD, SADDLE RIVER, NJ 07458-2614 |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641,100 (-) Land $371,200 Building $269,900 | $641,100 (-) Land $371,200 Building $269,900 | |
| 2025 | $6,841.00 (+3%) | $641,100 (-) Land $371,200 Building $269,900 | $641,100 (-) Land $371,200 Building $269,900 |
| 2024 | $6,642.00 (+4.24%) | ||
| 2023 | $641,100 Land $371,200 Building $269,900 | $641,100 Land $371,200 Building $269,900 | |
| 2022 | $6,372.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030531003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 68 (1978–2021) |
| Claims Outside the SFHA | 6 of 68 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Low above 7% of the US · above 18% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 69 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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