228 E Riverside Blvd, Loves Park, IL 61111 Property Records

Winnebago County property record for 228 E Riverside Blvd, Loves Park, IL 61111

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,594 sqft · built 1957
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2026)
Tax Bill	$773 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181D094`

Property Details

APN / Parcel Number

Primary APN	`181D094`
Alternative APN	`1101404023`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	780 sqft
Basement Area	780 sqft
Finished Basement	390 sqft
Unfinished Basement	390 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	157 ft deep x 45 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	181D094
Street Address	228 E RIVERSIDE BLVD
City	LOVES PARK
State	IL
Zip	61111-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	FRED L BURRS RIVER PK SUB A SUB IN N 1/2 OF S 1/2 OF SEC 1-44-1 LOT 019 BLOCK 006
Legal Range	1
Legal Township	44
Legal Section	1
Legal Subdivision	FRED L BURRS RIVER PK SUB
Legal Block	006
Legal Lot Number	019
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2015
Census Tract	200

Owner

Source: Winnebago County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · FHA Mortgage UNION CREDIT UNION
Aug 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	May 26, 2000 · Amount on Record
Deed Document Number	202621331
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 14, 2026
Property Address	228 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4546
Document Number	0000021331
Instrument Date	Aug 7, 2026
Instrument	202621331
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4546

Mortgage

Document Number	0000021332,
Date	Aug 14, 2026
Instrument	202621332

Lender

Name	UNION CREDIT UNION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.75%
Max Rate	-1%

Mortgage

Document Number	0000021333,
Date	Aug 14, 2026
Instrument	202621333

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 20, 2026
Property Address	228 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4546
Document Number	0000021948
Instrument Date	Aug 7, 2026
Instrument	202621948
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10406 LANSDOWNE DR, MACHESNEY PARK, IL 61115-1280

Mortgage

Document Number	0000021948,
Date	Aug 20, 2026
Instrument	202621948

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	228 E RIVERSIDE BLVD, LOVES PARK, IL 61111-4546
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019509
Date	Jun 4, 2021
Instrument	2119509

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Loves Park City
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$773.00 (-3.74%) Homeowner's exemption Senior Citizen's exemption	$37,782 (+11.43%) Land $3,728 Building $34,054	$113,346 (+11.43%) Land $11,184 Building $102,162
2024	$803.00	$33,907 (+26.88%) Land $3,346 Building $30,561	$101,721 (+26.88%) Land $10,038 Building $91,683
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$26,723 Land $2,637 Building $24,086	$80,169 Land $7,911 Building $72,258

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOVES PARK serves 23,335 people · EPA ID IL2010150
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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