DuPage County property record for 228 E Oak St, Villa Park, IL 60181
| Property Type | Single Family Home |
|---|---|
| Details | 1,081 sqft · built 1942 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $291,000 (Mar 2023) |
| Tax Bill | $7,119 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-318-029 |
| Primary APN | 06-03-318-029 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,081 sqft Living Area |
| Gross Area | 2,162 sqft |
| 1st Floor Area | 1,081 sqft |
| Basement Area | 1,081 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 16 ft deep x 5 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 228 E OAK ST |
|---|---|
| City | VILLA PARK |
| State | IL |
| Zip | 60181-2229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ROBERTSONS VILLA PK E 50 FT OF S 160 FT |
| Legal Subdivision | ROBERTSONS VILLA PK |
| Legal Lot Number | 94 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 843100 |
228 E Oak St is owned and occupied by an individual who bought it in March 2023.
Source: DuPage County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 E OAK ST, VILLA PARK, IL 60181-2229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 12, 2022 | Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2023 · Amount on File |
| Deed Sale | Mar 16, 2023 · Amount on File |
| Prior Sale | Mar 24, 1999 · Amount on File |
| Deed Document Number | 202316124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 16, 2026 |
| Property Address | 228 E OAK ST, VILLA PARK, IL 60181-2229 |
| Document Number | 0000063995 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 202663995 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 228 E OAK ST, VILLA PARK, IL 60181-2229 |
| Investor | Possibly a Property Investor |
| Document Number | 0000063995, |
|---|---|
| Date | Sep 16, 2026 |
| Instrument | 202663995 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Mar 16, 2023 |
| Property Address | 228 E OAK ST, VILLA PARK, IL 60181-2229 |
| Document Number | 0000016124 |
| Map Reference | DOC 105545 |
| Instrument Date | Mar 6, 2023 |
| Instrument | R2023-016124 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223 |
| Name | Verified Name |
|---|---|
| Address | 228 E OAK ST, VILLA PARK, IL 60181-2229 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016125 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | R2023-016125 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 12, 2022 |
| Property Address | 228 E OAK ST, VILLA PARK, IL 60181-2229 |
| Document Number | 0000084159 |
| Map Reference | DOC 105545 |
| Instrument Date | Aug 30, 2022 |
| Instrument | R2022-084159 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 E OAK ST, 228, VILLA PARK, IL 60181-2229 |
| Name | Verified Name |
|---|---|
| Address | 36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223 |
| Investor | Possibly a Property Investor |
| Document Number | 0000084160 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | R2022-084160 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 7, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 228 E Oak St was $7,119.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Villa Park Village |
| Secondary School District | DuPage High School District 88 (09 - 12) |
| Elementary School District | SD 45 DuPage County (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,119.00 | $106,107 Land $14,137 Building $91,970 | $318,321 Land $42,411 Building $275,910 |
| 2022 | $5,944.00 Homeowner's exemption Senior Citizen's exemption | $87,450 Land $11,650 Building $75,800 | $262,350 Land $34,950 Building $227,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 228 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 228 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLA PARK public/private · serves 22,263 people · EPA ID IL0430800 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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