228 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 228 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Bathrooms	2 Baths
Year Built	Built 1900
Square Footage	1,883 sqft Total Area
Lot Size	4,700 sqft (0.108 acres)
Last Sale	$237,600 (2022)
Tax Bill	$3,762.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-065264`
Alternative APNs	`7065264` `065264`

Interior

Full Baths	2 Baths
Units	2 Units
Building Area	1,883 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	4,700 sqft (0.108 acres)
Depth X Width	198 ft x 30 ft Depth x Width

Utilities and HVAC

Heating System	Baseboard Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	065264
Street Address	228 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5596
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LT 3 -4700 SQ FT 228 E MAIN ST 45-125 PLT OF 224-228 E MAIN ST
Legal Subdivision	EAST MAIN STREET
Legal Lot Number	3
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1005
Census Tract	507801

Owner

Source: Carroll County records · APN 07-065264

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	530 WET SAND DR, SEVERN, MD 21144-2819
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Prior Sale	Sep 07, 2000 · Amount on Record
Deed Book / Page	10887 / 214
Record Refreshed	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 20, 2022
Property Address	228 E MAIN ST, WESTMINSTER, MD 21157-5596
Document Number	0108870214
Book / Page	10887 / 214
Map Reference	MB 45 PG 125
Instrument Date	Aug 30, 2022
Transaction Type	Transfer
Record Updated	Oct 07, 2022
Title Company	LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	530 WET SAND DR, SEVERN, MD 21144-2819

Mortgage

Document Number	0108870221
Date	Sep 20, 2022
Instrument	10887-0221

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,400 (+17.06%) Land $79,900 Building $155,500	$235,400 (+17.06%) Land $79,900 Building $155,500
2025	$3,762.00 (+10.71%)
2023	$3,398.00	$201,100 Land $68,000 Building $133,100	$201,100 Land $68,000 Building $133,100

Flood & Wildfire

228 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.