228 E Main St, Lock Haven, PA 17745 Property Records

Clinton County property record for 228 E Main St, Lock Haven, PA 17745

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	9,139 sqft · built 1900
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (May 2023)
Tax Bill	$6,846 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`20-9893`

Property Details

APN / Parcel Number

Primary APN	`20-9893`
Alternative APN	`B-03-0076`

Interior

Units	6 Units
Stories	3 Stories
Building Area	9,139 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1981
Roof Material	Shingle
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	160 ft deep x 37 ft wide

Location & Zoning

Account Number	B -03-0076
Street Address	228 E MAIN ST
City	LOCK HAVEN
State	PA
Zip	17745-1364
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	E POR; 37.3 X 160
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	2
Census Block	2024
Census Tract	30600

Owner

Source: Clinton County records · APN 20-9893

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	302 LOGAN AVE, LOCK HAVEN, PA 17745-4002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2023 · Amount on Record
Deed Sale	May 02, 2023 · Amount on Record
Deed Document Number	20231340
Record Updated	Jun 08, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	May 02, 2023
Property Address	228 E MAIN ST, LOCK HAVEN, PA 17745-1364
Document Number	0202301340
Instrument Date	Apr 28, 2023
Instrument	2023-01340
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	302 LOGAN AVE, LOCK HAVEN, PA 17745-4002

Mortgage

Document Number	0202301341
Date	May 02, 2023
Instrument	2023-01341

Lender

Name	THE MUNCY BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 05, 2043

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,846.00 (+61.46%) Homeowner's exemption	$133,800 (-) Land $36,900 Building $96,900
2023	$4,240.00	$133,800 Land $36,900 Building $96,900
2008			$133,800 Land $36,900 Building $96,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	43 (1979–2004)
Claims Outside the SFHA	2 of 43
Most Recent Claim	Sep 2004 · Tropical Depression Ivan
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Water Street District listed 1973 · 18 contributing resources · NRIS 73001618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
River Valley Internet Fixed Wireless	100 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 307 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LOCK HAVEN WATER DEPT serves 8,450 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	21 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.