228 E Main St, Geneseo, IL 61254 Property Records

Henry County property record for 228 E Main St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,198 sqft · built 1907
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Oct 2016)
Tax Bill	$5,396 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-21-256-007`

Property Details

APN / Parcel Number

Primary APN	`08-21-256-007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	1,058 sqft
Unfinished Basement	1,198 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	93 ft deep x 82.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	228 E MAIN ST
City	GENESEO
State	IL
Zip	61254-1544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N95 OF E82.5 LT 1 BLK 10 ORIGINAL TOWN CITY OF GENESEO
Legal Subdivision	ORIGINAL TOWN
Legal Block	10
Legal Lot Number	1
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	3
Census Block	3000
Census Tract	30301

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 E MAIN ST, GENESEO, IL 61254-1544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASCENTRA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2016 · Amount on Record
Deed Sale	Oct 7, 2016 · Amount on Record
Prior Sale	Jun 16, 2014 · Amount on Record
Deed Document Number	201620-1606074
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	228 E MAIN ST, GENESEO, IL 61254-1544
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002929
Date	May 11, 2021
Instrument	20-2102929

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	2.62%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	228 E MAIN ST, GENESEO, IL 61254-1544
Document Number	0000001916
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	228 E MAIN ST GENESEO IL 612541544, GENESEO, IL 61254-1544

Mortgage

Document Number	0000001916
Date	Apr 11, 2018
Instrument	1916

Lender

Name	ASCENTRA CU
Type	Credit Union
Address	BETTENDORF, IA 52722-0019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2028

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,396.00 (+29.25%)	$73,744 (+25.82%) Land $7,648 Building $66,096	$221,232 (+25.82%) Land $22,944 Building $198,288
2022		$58,609 Land $6,078 Building $52,531	$175,827 Land $18,234 Building $157,593
2021	$4,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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