228 E Locust St, Hennepin, IL 61327 Property Records

Putnam County property record for 228 E Locust St, Hennepin, IL 61327

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Trust Name on Record
Tax Bill	$5,560 (2025)
Deeds & Mortgages	Sep 2022 Sale May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-00-040-231`

Property Details

APN / Parcel Number

Primary APN	`01-00-040-231`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	228 E LOCUST ST
City	HENNEPIN
State	IL
Zip	61327-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENNEPIN ORIG TOWN LT 4 & W1/2 VAC ST LYG E & ADJ BLK 13
Legal Block	13
Legal Lot Number	4,W1/2
Jurisdiction	PUTNAM IL
Township / Civil Division	HENNEPIN
Census Block Group	1
Census Block	1046
Census Tract	954600

Owner

Source: Putnam County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	228 E LOCUST ST, HENNEPIN, IL 61327-9101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Warranty Deed, Transfer
May 31, 2018	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM IL
Recording Date	Sep 28, 2022
Property Address	228 E LOCUST ST, HENNEPIN, IL 61327-9101
Document Number	0000220858
Map Reference	MB B PG 1
Instrument Date	Sep 27, 2022
Instrument	22-0858
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount Recorded
Tax	$255.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 S ILLINOIS ST, STREATOR, IL 61364-3508

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM IL
Recording Date	May 31, 2018
Property Address	228 E LOCUST ST, HENNEPIN, IL 61327-9101
Document Number	000127/295
Book / Page	127 / 295
Instrument Date	May 16, 2018
Instrument	18-0441
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 E LOCUST ST, HENNEPIN, IL 61327-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E LOCUST ST, HENNEPIN, IL 61327-9101
Investor	Possibly a Property Investor

Mortgage

Document Number	0000180442
Date	May 31, 2018
Instrument	18-0442

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Putnam County
County Subdivision	Hennepin Township
Municipality	Hennepin Village
Unified School District	Putnam County Community Unit School District 535 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,560.00 (-3.97%)	$120,561 (+9.7%) Land $5,253 Building $115,308	$361,683 (+9.7%) Land $15,759 Building $345,924
2024	$5,790.00 (-2.87%) Homeowner's exemption Senior Citizen's exemption	$109,905 (+18.83%) Land $4,788 Building $105,117	$329,715 (+18.83%) Land $14,364 Building $315,351
2023	$5,961.00 Homeowner's exemption Senior Citizen's exemption	$92,493 Land $4,029 Building $88,464	$277,479 Land $12,087 Building $265,392

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENNEPIN PWD serves 750 people · EPA ID IL1555100
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

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