228 E James St, Chula Vista, CA 91910 Property Records

San Diego County property record for 228 E James St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 1960
Lot Size	0.2 acres (8,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Apr 2019)
Tax Bill	$6,841 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`639-042-03-00`

Property Details

APN / Parcel Number

Primary APN	`639-042-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,822 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	8,700 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	228 E JAMES ST
City	CHULA VISTA
State	CA
Zip	91910-6202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 133 TR 004041
Legal Subdivision	DALSETH HILLS
Legal Tract	004041
Legal Block	2
Legal Lot Number	133
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	13401

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jun 23, 2020	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Apr 19, 2019	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Jan 30, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2018	Quit Claim Deed, Transfer Quitclaim
May 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2019 · Amount on Record
Deed Sale	Apr 19, 2019 · Amount on Record
Deed Document Number	2019143695
Prior Transfer Date	May 16, 2017
Prior Transfer Doc	0000231307
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202

Mortgage

Document Number	0000528938
Date	Jul 26, 2021
Instrument	2021-0528938

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326598
Date	Jun 23, 2020
Instrument	2020-0326598

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2019
Property Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202
Document Number	0000143695
Map Reference	MAP 4041
Instrument Date	Apr 5, 2019
Instrument	2019-0143695
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202

Mortgage

Document Number	0000143696
Date	Apr 19, 2019
Instrument	2019-0143696

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2018
Property Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202
Document Number	0000036898
Instrument Date	Jan 20, 2018
Instrument	36898
Transaction Type	Transfer
Record Updated	Feb 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	228 E JAMES ST CHULA VISTA CA 919106202, CHULA VISTA, CA 91910-6202

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2018
Property Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202
Document Number	0000036899
Instrument Date	Jan 13, 2018
Instrument	36899
Transaction Type	Transfer
Record Updated	Feb 5, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	228 E JAMES ST CHULA VISTA CA 919106202, CHULA VISTA, CA 91910-6202

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2017
Property Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202
Document Number	0000231307
Instrument Date	May 16, 2017
Instrument	231307
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	228 E JAMES ST CHULA VISTA CA 919106202, CHULA VISTA, CA 91910-6202

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2017
Property Address	228 E JAMES ST, CHULA VISTA, CA 91910-6202
Document Number	0000231308
Instrument Date	May 16, 2017
Instrument	231308
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	228 E JAMES ST CHULA VISTA CA 919106202, CHULA VISTA, CA 91910-6202

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$591,665 (+2%) Land $187,793 Building $403,872
2025	$6,841.00 (+5.12%) Homeowner's exemption	$580,064 (+4.04%) Land $184,111 Building $395,953
2023	$6,508.00 (+2.99%) Homeowner's exemption	$557,541 Land $176,962 Building $380,579
2022	$6,319.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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