228 E High St, Troy, IL 62294 Property Records

Madison County property record for 228 E High St, Troy, IL 62294 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,420 sqft · built 1886
Lot Size	0.274 acres (11,972 sqft)
Owner	2 Individual Names on File
Last Sale	$124,000 (Apr 2020)
Tax Bill	$3,307 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
APN	`09-2-22-09-12-202-010`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-12-202-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,972 sqft (0.274 acres)
Lot Dimensions	132 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	2 sqft
Patio Area	221 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	228 E HIGH ST
City	TROY
State	IL
Zip	62294-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT O L 97 90.7 X 132
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3019
Census Tract	403531

Owner

Source: Madison County records · APN 09-2-22-09-12-202-010

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	228 E HIGH ST, TROY, IL 62294-1632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Dec 21, 2005 · Amount on Record
Deed Document Number	202012013
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Apr 15, 2020
Property Address	228 E HIGH ST, TROY, IL 62294-1632
Document Number	0000012013
Map Reference	PB 2 PG 2
Instrument Date	Mar 27, 2020
Instrument	2020R12013
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 E HIGH ST, TROY, IL 62294-1632

Mortgage

Document Number	0000012014
Date	Apr 15, 2020
Instrument	2020R12014

Lender

Name	CARROLLTON BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,307.00 (+7.16%)	$53,810 (+28.27%) Land $13,650 Building $40,160	$161,430 (+28.14%) Land $40,950 Building $120,480
2024	$3,086.00 (+14.93%)
2022	$2,685.00	$41,950 Land $10,640 Building $31,310	$125,976 Land $31,952 Building $94,024

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035313, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.