Allegany County property record for 228 E Harrison St, Cumberland, MD 21502 · Last verified August 2026
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 1902 |
| Square Footage | 3,806 sqft Total Area |
| Lot Size | 4,620 sqft (0.106 acres) |
| Garage | Detached, 360 sqft |
| Last Sale | $175,000 (2025) |
| Tax Bill | $1,470.00 (2025) |
| Primary APN | 22-006681 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Units | 4 Units |
| Building Area | 3,806 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,620 sqft (0.106 acres) |
| Depth X Width | 105 ft x 44 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Porch Area | 373 sqft Porch |
| Heating System | Radiant Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 006681 |
|---|---|
| Street Address | 228 E HARRISON ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-3184 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | 228 N/S HARRISON ST 44X105 |
| Jurisdiction | ALLEGANY MD |
| Minor Civil Division | 22, CUMBERLAND |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 500 |
Source: Allegany County records · APN 22-006681
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 OSWEGO AVE, C, HUNTINGTON BEACH, CA 92648-3568 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Nov 07, 2025 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Jan 29, 2024 | Deed, Transfer · Conventional Mortgage INSTAMORTGAGE.COM |
| Mar 22, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage AMERIFIRST FINANCIAL INC |
| Sep 16, 2022 | Deed, Transfer · Stand Alone First Mortgage RIDGECREST INVESTMENTS INC |
| Apr 12, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2025 · Amount on Record |
| Deed Sale | Nov 07, 2025 · Amount on Record |
| Prior Sale | Jan 29, 2024 · Amount on Record |
| Deed Doc Number | 2025 |
| Deed Book / Page | 3109 / 495 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Nov 07, 2025 |
| Property Address | 228 E HARRISON ST, CUMBERLAND, MD 21502-3184 |
| Document Number | 003109-0495 |
| Book / Page | 3109 / 495 |
| Map Reference | LB 2940 FO 392 |
| Instrument Date | Oct 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2025 |
| Title Company | UNKNOWN, ELEVATED SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 207 OSWEGO AVE APT C, C, HUNTINGTON BEACH, CA 92648-3568 |
| Document Number | 0003109500 |
|---|---|
| Date | Nov 07, 2025 |
| Instrument | 3109/500 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 29, 2024 |
| Property Address | 228 E HARRISON ST, CUMBERLAND, MD 21502-3184 |
| Document Number | 002940-0392 |
| Book / Page | 2940 / 392 |
| Instrument Date | Dec 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 16389 FITZGERALDS RD, LINCOLN, DE 19960-3227 |
| Document Number | 0029400399 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2940-0399 |
| Name | INSTAMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Mar 22, 2023 |
| Property Address | 228 E HARRISON ST, CUMBERLAND, MD 21502-3184 |
| Document Number | 002865-0151 |
| Book / Page | 2865 / 151 |
| Instrument Date | Mar 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 414, FALLING WATERS, WV 25419-0414 |
| Investor | Possibly a Property Investor |
| Document Number | 002865-0156 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 2865/156 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 16, 2022 |
| Property Address | 228 E HARRISON ST, CUMBERLAND, MD 21502-3184 |
| Document Number | 002816-0042 |
| Book / Page | 2816 / 42 |
| Instrument Date | Jun 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 414, FALLING WATERS, WV 25419-0414 |
| Investor | Possibly a Property Investor |
| Document Number | 002816-0049 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 2816/49 |
| Name | RIDGECREST INVESTMENTS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Apr 12, 2021 |
| Property Address | 228 E HARRISON ST, CUMBERLAND, MD 21502-3184 |
| Document Number | 002648-0308 |
| Book / Page | 2648 / 308 |
| Instrument Date | Mar 05, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Document Number | 0002648315 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2648/315 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 01, 2051 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,200 (+15.46%) Land $4,100 Building $181,100 | $185,200 (-) Land $4,100 Building $181,100 | |
| 2025 | $1,470.00 (+42.72%) | $160,400 (+44.77%) | $185,200 (+67.15%) Land $4,100 Building $181,100 |
| 2023 | $1,030.00 | $110,800 Land $4,100 Building $106,700 | $110,800 Land $4,100 Building $106,700 |
228 E Harrison St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Allegany County (24001C), updated November 12, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Downtown Cumberland Historic District listed 1983 · 107 contributing resources · NRIS 83002917 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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