228 E Hamilton St, Wellington, OH 44090 Property Records

Lorain County property record for 228 E Hamilton St, Wellington, OH 44090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$217,900 (Oct 2025)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00-021-112-028`

Property Details

APN / Parcel Number

Primary APN	`18-00-021-112-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	20 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	228 E HAMILTON ST
City	WELLINGTON
State	OH
Zip	44090-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARNER 66.00 X 165.00 S/L 33
Legal Subdivision	WARNERS ADDITION
Legal Block	112
Legal Lot Number	33
Jurisdiction	LORAIN OH
Township / Civil Division	WELLINGTON
Census Block Group	4
Census Block	4007
Census Tract	96100

Owner

228 E Hamilton St is owned and occupied by an individual who bought it in October 2025.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	228 E HAMILTON ST, WELLINGTON, OH 44090-1116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Jun 17, 2025 · Amount on File
Deed Document Number	2025-0072241
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 21, 2025
Property Address	228 E HAMILTON ST, WELLINGTON, OH 44090-1116
Document Number	0000072241
Map Reference	VOL 3 PG 39
Instrument Date	Oct 20, 2025
Instrument	2025-0072241
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	228 E HAMILTON ST, WELLINGTON, OH 44090-1116

Mortgage

Document Number	0000072242
Date	Oct 21, 2025
Instrument	2025-0072242

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000072243
Date	Oct 21, 2025
Instrument	2025-0072243

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 228 E Hamilton St was $1,886.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Wellington Township
Municipality	Wellington Village
Unified School District	Wellington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,886.00	$43,970 (%) Land $7,420 Building $36,550	$125,630 (-) Land $21,210 Building $104,420
2024	$1,886.00 (+10.94%)	$43,971 (+21.74%) Land $7,424 Building $36,547	$125,630 (+21.73%) Land $21,210 Building $104,420
2023	$1,700.00 (+1.13%)	$36,120 (-) Land $9,254 Building $26,866	$103,200 Land $26,440 Building $76,760
2022	$1,681.00	$36,120 Land $9,250 Building $26,870
2021			$103,200 Land $26,440 Building $76,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 228 E Hamilton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 E Hamilton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLINGTON VILLAGE PWS serves 4,802 people · EPA ID OH4701511
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
North Coast Wireless Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
GLW Broadband Cable	1,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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