228 E Franklin St, Hamilton (Trenton), NJ 08610 Property Records

Mercer County and Hamilton Township property record for 228 E Franklin St, Hamilton, NJ 08610

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1925
Lot Size	0.084 acres (3,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,900 (Jun 2001)
Tax Bill	$3,445 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-02055-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`03-02055-0000-00021`
Alternative APNs	`0300183000000232` `030205500021`

Interior

Stories	2 Stories
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco
Lot Area	3,676 sqft (0.084 acres)
Lot Dimensions	105 ft deep x 35 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300183000000232
Street Address	228 E FRANKLIN ST
City	TRENTON
State	NJ
Zip	08610-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22,04808-
Legal Block	2055
Legal Lot Number	21
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4016
Census Tract	2601

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 E FRANKLIN ST, TRENTON, NJ 08610-5308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CREDIT UNION OF NEW JERSEY
May 7, 2019	Deed of Trust, Mortgage · Conventional with PMI CREDIT UNION/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2001 · Amount on Record
Deed Sale	Jun 25, 2001 · Amount on Record
Deed Book / Page	4071 / 207
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	228 E FRANKLIN ST, HAMILTON, NJ 08610-5308
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000820
Date	Jan 9, 2024
Book Page	11852/1205
Instrument	2024000820

Lender

Name	CREDIT UNION OF NEW JERSEY
Type	Credit Union
Address	TRENTON, NJ 08628

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 27, 2029

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	228 E FRANKLIN ST, HAMILTON, NJ 08610-5308
Document Number	0000019663
Instrument Date	May 7, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	SEARCHTEC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E FRANKLIN ST TRENTON NJ 086105308, TRENTON, NJ 08610-5308

Mortgage

Document Number	0000019663
Date	May 15, 2019
Book Page	011407/000457
Instrument	19663

Lender

Name	CREDIT UNION/NJ
Type	Credit Union
Address	EWING, NJ 08828

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	May 14, 2029

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,900 (-) Land $27,100 Building $65,800	$92,900 (-) Land $27,100 Building $65,800
2025	$3,445.00 (+5.26%)	$92,900 (-) Land $27,100 Building $65,800	$92,900 (-) Land $27,100 Building $65,800
2024	$3,273.00 (+8.38%)
2023		$92,900 Land $27,100 Building $65,800	$92,900 Land $27,100 Building $65,800
2022	$3,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,835 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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