228 E Francis St, Ontario, CA 91761 Property Records

San Bernardino County property record for 228 E Francis St, Ontario, CA 91761

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 795 sqft · built 1957
Lot Size0.229 acres (9,960 sqft)
Owner2 Individual Names on Record
Tax Bill$337 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APN1050-401-12-0000

Property Details

APN / Parcel Number

Primary APN1050-401-12-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area795 sqft Living Area
Gross Area1,047 sqft
1st Floor Area795 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,960 sqft (0.229 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchPatio/Porch
Porch Area16 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address228 E FRANCIS ST
CityONTARIO
StateCA
Zip91761-5311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2961 W 1/2 LOT 7 EX N 4 FT ST EX 1/3 MNL RTS
Legal Tract2961
Legal Block1
Legal Lot Number7
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1007
Census Tract1812

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address228 E FRANCIS ST, ONTARIO, CA 91761-5311
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Line of Credit
PARTNERS FCU
Feb 3, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 21, 2020
Transfer Doc0000052664
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address228 E FRANCIS ST, ONTARIO, CA 91761-5311
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 EFRANCIS ST, ONTARIO, CA 91761

Mortgage

Document Number0000012974
DateJan 20, 2026
Instrument2026-0012974
Lender
NamePARTNERS FCU
TypeCredit Union
AddressDELAND, FL 32721
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 19, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateFeb 3, 2021
Property Address228 E FRANCIS ST, ONTARIO, CA 91761-5311
Document Number0000052664
Map ReferenceMB 40 PG 77
Instrument DateMar 21, 2020
Instrument2021-0052664
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 E FRANCIS ST, ONTARIO, CA 91761-5311

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$36,357 (+2%) Land $11,287 Building $25,070
2025$337.00 (+6.31%) Homeowner's exemption$35,644 (+4.04%) Land $11,066 Building $24,578
2023$317.00 (+1.93%) Homeowner's exemption$34,260 Land $10,636 Building $23,624
2022$311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GeoLinks, T-Mobile.

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