228 E Elm St, Alton, IL 62002 Property Records

Madison County property record for 228 E Elm St, Alton, IL 62002

Property Summary

Property Type	Commercial
Details	2,250 sqft · built 1959
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Apr 2011)
Tax Bill	$2,878 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Loan Modification
APN	`23-2-07-01-13-301-027`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-01-13-301-027`

Interior

Stories	1 Story
Building Area	2,250 sqft Total Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Porch	Slab

Location & Zoning

Street Address	228 E ELM ST
City	ALTON
State	IL
Zip	62002-5201
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	CURRANS ISAAC B BUCKMASTER HGTS SUBD LOT PT12 45X120
Legal Subdivision	CURRANS ISAAC B BUCKMASTER HGTS SUBD
Legal Lot Number	12
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	3
Census Block	3000
Census Tract	402100

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	228 E ELM ST, ALTON, IL 62002-5201
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Jan 1, 2021	Loan Modification, Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2011 · Amount on Record
Deed Sale	Apr 27, 2011 · Amount on Record
Deed Document Number	201115687
Last Transfer Date	Feb 6, 2018
Transfer Doc	0000003986
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	228 E ELM ST, ALTON, IL 62002-5201
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031224
Date	Jul 26, 2021
Instrument	2021R31224

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	228 E ELM ST, ALTON, IL 62002-5201
Document Number	0000003697
Instrument Date	Jan 1, 2021
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	618 OAKWOOD ALTON ALTON IL 62002, ALTON, IL 62002

Mortgage

Document Number	0000003697
Date	Jan 25, 2021
Instrument	3697

Lender

Name	FCB BANKS
Address	SWANSEA, IL 62226

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,878.00 (+8.85%)	$35,960 (+35.39%) Land $4,200 Building $31,760	$107,880 (+35.26%) Land $12,600 Building $95,280
2024	$2,644.00 (+13.48%)
2022	$2,330.00	$26,560 Land $3,100 Building $23,460	$79,759 Land $9,309 Building $70,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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