Pike County property record for 228 E Cedar Dr, Pikeville, KY 41501
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,212 sqft · built 1977 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (Apr 2026) |
| Tax Bill | $2,062 (2025) |
| Deeds & Mortgages | Jul 2014 Mortgage Nov 2016 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | P02-00-08-026.00 |
| Primary APN | P02-00-08-026.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,212 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 250 sqft |
| Patio Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 228 E CEDAR DR |
|---|---|
| City | PIKEVILLE |
| State | KY |
| Zip | 41501-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .32 AC & HOUSE |
| Legal Subdivision | BOWLES SUB SEC 2 |
| Jurisdiction | PIKE KY |
| Township / Civil Division | PIKEVILLE |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 930201 |
Source: Pike County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jul 11, 2014 | Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC |
| Nov 1, 2016 | Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Apr 15, 2026 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK |
| Apr 15, 2026 | Deed, Transfer CSC DOCUMENT RECORDING |
| Jun 24, 2020 | Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2020 · Amount on Record |
| Deed Document Number | 202637264881 |
| Deed Book / Page | 1162 / 42 |
| Prior Transfer Date | Mar 30, 2026 |
| Prior Transfer Doc | 0001162/42 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00936/0265 |
|---|---|
| Date | Jul 11, 2014 |
| Book Page | 0936/0265 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41501 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jul 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00989/0336 |
|---|---|
| Date | Nov 1, 2016 |
| Book Page | 0989/0336 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01050/0184 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 1050/0184 |
| Instrument | 366765 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 2, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PIKE KY |
| Recording Date | Apr 15, 2026 |
| Property Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Document Number | 0037264881 |
| Book / Page | 1162 / 42 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.37264881 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | CSC DOCUMENT RECORDING, CSC DOCUMENT RECORDING (RECORD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46,965.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Document Number | 0037264882, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 1204/409 |
| Instrument | 2026.37264882 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PIKE KY |
| Recording Date | Apr 15, 2026 |
| Property Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Document Number | 0001162/42 |
| Book / Page | 1162 / 42 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.37264881 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount Recorded |
|---|---|
| Tax | $46,965.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PIKE KY |
| Recording Date | Jun 24, 2020 |
| Property Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Document Number | 001090/276 |
| Book / Page | 1090 / 276 |
| Instrument Date | May 29, 2020 |
| Instrument | 9805673 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1304 ST ANDREWS LN, 1304, PIKEVILLE, KY 41501 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Document Number | 0009805674 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 9805674 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE KY |
| Property Address | 228 E CEDAR DR, PIKEVILLE, KY 41501-2021 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1050/0184 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 1050/0184 |
| Instrument | 366765 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 2, 2020 |
Source: Pike County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Pike County |
| Municipality | Pikeville City |
| Unified School District | Pikeville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,062.00 (-2.78%) | $420,000 (-) | $420,000 (-) |
| 2023 | $2,121.00 | $420,000 | $420,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 5 (2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIKEVILLE WATER DEPARTMENT serves 9,638 people · EPA ID KY0980350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inter-Mountain Cable Fiber | 1,000 / 1,000 |
| SkyNet Communications of Kentucky Fixed Wireless | 500 / 500 |
| Optimum Cable | 500 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures