Wells County property record for 228 E Arnold St, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1980 |
| Lot Size | 0.206 acres (8,973 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,500 (Nov 2020) |
| Tax Bill | $1,094 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-08-04-505-199.000-004 |
| Primary APN | 90-08-04-505-199.000-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 282 sqft |
| Unfinished Basement | 282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,973 sqft (0.206 acres) |
| Lot Dimensions | 152 ft deep x 59 ft wide |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001538792 |
|---|---|
| Street Address | 228 E ARNOLD ST |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RW & JW TOWNLEYS SOUTH ADD LOT 76 (4-P) |
| Legal Subdivision | RW & JW TOWNLEYS SOUTH ADD |
| Legal Lot Number | 76 |
| Jurisdiction | WELLS IN |
| Township / Civil Division | HARRISON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 40500 |
Source: Wells County records · APN 90-08-04-505-199.000-004
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 E ARNOLD ST, BLUFFTON, IN 46714-3301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Nov 04, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2020 · Amount on Record |
| Deed Sale | Nov 04, 2020 · Amount on Record |
| Prior Sale | Apr 14, 2014 · Amount on Record |
| Deed Document Number | 20204839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 228 E ARNOLD ST, BLUFFTON, IN 46714-3301 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020193017 |
|---|---|
| Date | Sep 04, 2019 |
| Instrument | 20193017 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Nov 04, 2020 |
| Property Address | 228 E ARNOLD ST, BLUFFTON, IN 46714-3301 |
| Document Number | 0020204839 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 20204839 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 E ARNOLD ST, BLUFFTON, IN 46714-3301 |
| Document Number | 0020204840 |
|---|---|
| Date | Nov 04, 2020 |
| Instrument | 20204840 |
| Name | AMERICAN MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bluffton City |
| County | Wells County |
| County Subdivision | Harrison Township |
| Unified School District | Bluffton-Harrison Metropolitan School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,094.00 (+29.01%) Homeowner's exemption | $153,200 (+27.14%) Land $19,600 Building $133,600 | $153,200 (+27.14%) Land $19,600 Building $133,600 |
| 2024 | $848.00 (+58.8%) | ||
| 2023 | $120,500 (+14.98%) Land $19,600 Building $100,900 | $120,500 (+14.98%) Land $19,600 Building $100,900 | |
| 2022 | $534.00 | $104,800 Land $12,000 Building $92,800 | $104,800 Land $12,000 Building $92,800 |
Source: FEMA National Flood Hazard Layer, Wells County (18179C), as of September 30, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: Verizon.
Based on FCC filings for 623 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IN5290001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BLUFFTON UTILITIES WATER DEPT serves 10,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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