228 E 40th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 228 E 40th St, San Bernardino, CA 92404

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,059 sqft · built 1955
Lot Size	0.155 acres (6,750 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Jun 2024)
Tax Bill	$5,840 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`0154-252-15-0000`

Property Details

APN / Parcel Number

Primary APN	`0154-252-15-0000`

Interior

Stories	1 Story
Building Area	2,059 sqft Gross Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,750 sqft (0.155 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 E 40TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-1304
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	TRACT 1834 LOT 19 BLOCK 1 SAN BERNARDINO HEIGHTS
Legal Subdivision	SAN BERNARDINO HEIGHTS
Legal Tract	1834
Legal Block	1
Legal Lot Number	19
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	3
Census Block	3017
Census Tract	4505

Owner

Source: San Bernardino County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	852 PENINSULA AVE, CLAREMONT, CA 91711-1447
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage FENGQIN WU ETUX
Jul 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage XIAOYONG SUN ETUX
May 2, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage C & W INVESTMENT GROUP LLC
Oct 8, 2019	Deed of Trust, Mortgage XIAOYONG SUN
Sep 12, 2019	Quit Claim Deed, Transfer SHU H GRAVES
Jan 9, 2018	Grant Deed, Transfer
Jun 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2024 · Amount on Record
Deed Sale	Jun 21, 2024 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	2024142889
Prior Transfer Date	Aug 31, 2011
Prior Transfer Doc	0000375978
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	228 E 40TH ST, SAN BERNARDINO, CA 92404-1304
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12070 CASA LINDA CT, MORENO VALLEY, CA 92555-1885

Mortgage

Document Number	0000076074
Date	Mar 31, 2023
Instrument	2023-0076074

Lender

Name	FENGQIN WU ETUX
Type	Private Party
Address	998 CANCHO DR, LA HABRA HEIGHTS, CA 90631

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	228 E 40TH ST, SAN BERNARDINO, CA 92404-1304
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333509
Date	Jul 23, 2021
Instrument	2021-0333509

Lender

Name	XIAOYONG SUN ETUX
Type	Private Party
Address	852 PENINSULA AVE, CLAREMONT, CA 91711

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 2, 2022
Property Address	228 E 40TH ST, SAN BERNARDINO, CA 92404-1304
Document Number	0000164708
Map Reference	MB 26 PG 52
Instrument Date	Apr 27, 2022
Instrument	2022-0164708
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5855 RIVERSIDE DR, CHINO, CA 91710-4458

Mortgage

Document Number	0000164709
Date	May 2, 2022
Instrument	2022-0164709

Lender

Name	C & W INVESTMENT GROUP LLC
Type	Non-Lending Institution
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	228 E 40TH ST, SAN BERNARDINO, CA 92404-1304
Document Number	0000470049
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5855 RIVERSIDE DR CHINO CA 917104458, CHINO, CA 91710-4458

Mortgage

Document Number	0000470049
Date	Dec 19, 2019
Instrument	470049

Lender

Name	XIAOYONG SUN
Address	900 ALAMOSA DR, CLAREMONT, CA 91711-2010

Agreement

Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 12, 2019
Property Address	228 E 40TH ST, SAN BERNARDINO, CA 92404-1304
Document Number	0000324327
Instrument Date	Sep 11, 2019
Instrument	324327
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5855 RIVERSIDE DR CHINO CA 917104458, CHINO, CA 91710-4458

Mortgage

Document Number	324328
Date	Sep 12, 2019
Instrument	324328

Lender

Name	SHU H GRAVES
Address	5917 OAK AVE # 109, TEMPLE CITY, CA 91780-2028

Agreement

Amount	Amount Recorded

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 9, 2018
Property Address	228 E 40TH ST, SAN BERNARDINO, CA 92404-1304
Document Number	0000006762
Instrument Date	Dec 11, 2017
Instrument	6762
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	534 N ORANGE AVE #C LA PUENTE CA 917443476, C, LA PUENTE, CA 91744-3476

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 5, 2017
Property Address	228 E 40TH ST, SAN BERNARDINO, CA 92404-1304
Document Number	0000228560
Instrument Date	Jan 16, 2017
Instrument	228560
Transaction Type	Transfer
Record Updated	Jun 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1005 E LAS TUNAS DR #604 SAN GABRIEL CA 917761614, 604, SAN GABRIEL, CA 91776-1614

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$464,018 (+2%) Land $78,030 Building $385,988
2025	$5,840.00 (+38.95%)	$454,920 (+39.6%) Land $76,500 Building $378,420
2023	$4,203.00 (-0.19%)	$325,867 Land $84,095 Building $241,772
2022	$4,211.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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