228 E 2nd St, Frederick, MD 21701 Property Records

Frederick County property record for 228 E 2nd St, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1 Baths
Architecture Style	Conventional
Year Built	Built 1865
Square Footage	1,072 sqft Living Area
Lot Size	2,846 sqft (0.065 acres)
Last Sale	$345,000 (2020)
Tax Bill	$6,380.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-044013`
Alternative APNs	`2044013` `044013`

Interior

Full Baths	1 Baths
Building Area	1,072 sqft Living Area
1st Floor	548 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Roof Construction	Sawtooth Roof Construction
Roof Material	Metal Roof
Lot Area	2,846 sqft (0.065 acres)
Depth X Width	190 ft x 30 ft Depth x Width
Porch	Open Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	044013
Street Address	228 E 2ND ST
City	FREDERICK
State	MD
Zip	21701-5307
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 284A 2,846 SQ. FT. PLAT OF FREDERICKTOWN
Legal Subdivision	FREDERICK
Legal Lot Number	284A
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	2
Census Block	2009
Census Tract	750200

Owner

Source: Frederick County records · APN 02-044013

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4610 ALTON PL NW, WASHINGTON, DC 20016-2040
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2020 · Amount on Record
Deed Sale	Oct 01, 2020 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Book / Page	14137 / 265
Last Transfer Date	Dec 05, 2024
Transfer Doc	0173880440
Record Refreshed	Jun 08, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 01, 2020
Property Address	228 E 2ND ST, FREDERICK, MD 21701-5307
Document Number	0141370265
Book / Page	14137 / 265
Map Reference	MB 86 PG 168
Instrument Date	Aug 12, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	CAPITOL SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	4610 ALTON PL NW, WASHINGTON, DC 20016-2040

Mortgage

Document Number	14137269
Date	Oct 01, 2020
Instrument	14137/269

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$355,400 (+7.31%) Land $172,100 Building $183,300	$355,400 (-) Land $172,100 Building $183,300
2024	$6,380.00 (+5.61%)
2023	$6,041.00	$331,200	$355,400 Land $172,100 Building $183,300

Flood & Wildfire

228 E 2nd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.