228 E 1st St, Silver Grove, KY 41085 Property Records

Campbell County property record for 228 E 1st St, Silver Grove, KY 41085

Property Summary

Property TypeSingle Family Home
Details1,416 sqft · built 1963
OwnerIndividual Name on Record
Last Sale$130,000 (Dec 2021)
Tax Bill$1,240 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Feb 2019 Transfer
Flood ZoneZone AE (high risk)
APN999-99-27-921.00

Property Details

APN / Parcel Number

Primary APN999-99-27-921.00

Interior

Stories1 Story
Building Area1,416 sqft Living Area

Exterior

Year BuiltBuilt 1963
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999927921.00
Street Address228 E 1ST ST
CitySILVER GROVE
StateKY
Zip41085-5033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 525 SG L & B CO
Legal SubdivisionSILVER GROVE TOWN OF
Legal Lot Number525
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group2
Census Block2014
Census Tract53100

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 309, SILVER GROVE, KY 41085-0309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Feb 4, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2021 · Amount on Record
Deed SaleDec 21, 2021 · Amount on Record
Prior SaleFeb 4, 2019
Deed Document Number5145736
Deed Book / PageD351 / 219
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAMPBELL KY
Recording DateDec 21, 2021
Property Address228 E 1ST ST, SILVER GROVE, KY 41085-5033
Document Number0005145736
Book / PageD351 / 219
Instrument DateDec 16, 2021
Instrument5145736
Transaction TypeTransfer
Record UpdatedJan 6, 2022
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2516 ASPEN PINES DR, 2516, WILDER, KY 41071-0447

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 E 1ST ST, SILVER GROVE, KY 41085-5033

Mortgage

Document Number0005145737
DateDec 21, 2021
Instrument5145737
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMPBELL KY
Recording DateFeb 4, 2019
Property Address228 E 1ST ST, SILVER GROVE, KY 41085-5033
Document Number0005086855
Book / Page000332 / 000871
Instrument DateJan 18, 2019
Instrument5086855
Transaction TypeTransfer
Record UpdatedFeb 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 E 1ST ST SILVER GROVE KY 410855033, SILVER GROVE, KY 41085-5033

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalitySilver Grove City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,240.00 (-20.51%) Homeowner's exemption$153,200 (+17.85%) Land $10,000 Building $143,200$153,200 (+17.85%) Land $10,000 Building $143,200
2023$1,560.00 (-4%)$130,000 (-) Land $7,300 Building $122,700$130,000 (-) Land $7,300 Building $122,700
2022$1,625.00$130,000 Land $7,300 Building $122,700$130,000 Land $7,300 Building $122,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 131 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies131 in force
Nearby Flood Claims28 (1991–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 9 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 7 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

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