Goodhue County property record for 228 E 12th St, Zumbrota, MN 55992
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,336 sqft · built 1976 |
| Lot Size | 0.25 acres (10,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,000 (Apr 2026) |
| Tax Bill | $4,080 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 72.520.0190 |
| Primary APN | 72.520.0190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,928 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 288 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,810 sqft (0.25 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 24 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 56311 |
|---|---|
| Street Address | 228 E 12TH ST |
| City | ZUMBROTA |
| State | MN |
| Zip | 55992-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHERERS FIRST ADD DOC#712626 LOT 14 BLK 2 & E20FT OF LOT 15 BLK 2 ID# 22-0410-02300 |
| Legal Subdivision | SCHERERS FIRST ADD |
| Legal Block | 2 |
| Legal Lot Number | 14-15 |
| Jurisdiction | GOODHUE MN |
| Township / Civil Division | ZUMBROTA |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 80900 |
Source: Goodhue County records, as of August 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 228 E 12TH ST, ZUMBROTA, MN 55992-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage BANK TRUST |
| Dec 27, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Apr 15, 2013 · Amount on File |
| Deed Document Number | 2026712626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Apr 22, 2026 |
| Property Address | 228 E 12TH ST, ZUMBROTA, MN 55992-1423 |
| Document Number | 0000712626 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026712626 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93,990.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 228 E 12TH ST, ZUMBROTA, MN 55992-1423 |
| Document Number | 000A712627, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026712627 |
| Name | BANK TRUST |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Dec 27, 2021 |
| Property Address | 228 E 12TH ST, ZUMBROTA, MN 55992-1423 |
| Document Number | 0000681933 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 681933 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 E 12TH ST, ZUMBROTA, MN 55992-1423 |
Source: Goodhue County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Goodhue County |
| Municipality | Zumbrota City |
| Unified School District | Zumbrota-Mazeppa School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,080.00 (+9.74%) Homeowner's exemption | $311,300 (+4.67%) Land $54,000 Building $257,300 | $311,300 (+4.67%) Land $54,000 Building $257,300 |
| 2025 | $297,400 (+3.88%) Land $51,300 Building $246,100 | $297,400 (+3.88%) Land $51,300 Building $246,100 | |
| 2023 | $3,718.00 Homeowner's exemption | $286,300 Land $51,300 Building $235,000 | $286,300 Land $51,300 Building $235,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 9, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Zumbrota serves 3,172 people · EPA ID MN1250020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| Hiawatha Broadband Communications Fixed Wireless | 100 / 20 |
| TSC DSL · Fiber in parts of the area | 100 / 20 |
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