228 Dudley Hill Rd, Nancy, KY 42544 Property Records

Russell County property record for 228 Dudley Hill Rd, Nancy, KY 42544

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1 ba · 1,420 sqft
Lot Size	0.171 acres (7,459 sqft)
Owner	2 Individual Names on File
Last Sale	$32,500 (Aug 2025)
Tax Bill	$1,484 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-70-08-004.00`

Property Details

APN / Parcel Number

Primary APN	`072-70-08-004.00`
Alternative APN	`17230201`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,420 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	7,459 sqft (0.171 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	720 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	17230201
Street Address	228 DUDLEY HILL RD
City	NANCY
State	KY
Zip	42544-5080
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	72NE#2-04-07 40-41 (LOTS 4-7 40-41 & HO
Legal Subdivision	209 2
Legal Lot Number	4-7
Jurisdiction	RUSSELL KY
Township / Civil Division	ELI
Census Block Group	4
Census Block	4014
Census Tract	960400

Owner

228 Dudley Hill Rd, a residential property, is owned by two individuals who bought it in August 2025.

Source: Russell County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34 DUDLEY HILL RD, NANCY, KY 42544-5078
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 26, 2021	Deed of Trust, Mortgage CITIZENS NATIONAL BANK OF SOMERSET
Aug 12, 2021	Deed, Transfer · FHA Mortgage HAMILTON HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Aug 12, 2021 · Amount on File
Deed Document Number	2025774175
Deed Book / Page	396 / 9
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSSELL KY
Property Address	228 DUDLEY HILL RD, NANCY, KY 42544-5080
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475/16
Date	Nov 17, 2023
Book Page	475/16
Instrument	4748654

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSSELL KY
Property Address	228 DUDLEY HILL RD, NANCY, KY 42544-5080
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 DUDLEY HILL RD, NANCY, KY 42544-5080

Mortgage

Document Number	MTG441/778
Date	Apr 26, 2021
Book Page	MTG 441/778
Instrument	1017584

Lender

Name	CITIZENS NATIONAL BANK OF SOMERSET
Type	Bank
Address	SOMERSET, KY 42502

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 8, 2022

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RUSSELL KY
Recording Date	Aug 12, 2021
Property Address	228 DUDLEY HILL RD, NANCY, KY 42544-5080
Document Number	DEED360/638
Book / Page	DEED 360 / 638
Map Reference	MB 48 PG 521
Instrument Date	Aug 5, 2021
Instrument	1019286
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 DUDLEY HILL RD, 228, NANCY, KY 42544-5080

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	228 DUDLEY HILL RD, NANCY, KY 42544-5080

Mortgage

Document Number	1019287
Date	Aug 12, 2021
Instrument	1019287

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 228 Dudley Hill Rd was $1,484.

Source: Russell County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Russell County
Unified School District	Russell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,484.00	$160,000	$160,000
2023	$1,550.00	$160,000	$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Dudley Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Dudley Hill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DuoBroadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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