Chesapeake City property record for 228 Downing Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,264 sqft · built 1991 |
| Lot Size | 0.328 acres (14,288 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,000 (Sep 2024) |
| Tax Bill | $5,451 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2018 Mortgage + 1 more |
| APN | 0493002002200 |
| Primary APN | 0493002002200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,264 sqft Living Area |
| 1st Floor Area | 1,994 sqft |
| Attic | Attic |
| Attic Area | 460 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,288 sqft (0.328 acres) |
| Lot Dimensions | 170 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 314 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 228 DOWNING DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 220 TUNBRIDGE STATION SEC TWO |
| Legal Subdivision | TUNBRIDGE STATION SOUTH, JOLLIFF STATION |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21101 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 228 DOWNING DR, CHESAPEAKE, VA 23322-8733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 28, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on Record |
| Deed Sale | Sep 9, 2024 · Amount on Record |
| Deed Document Number | 202418599 |
| Deed Book / Page | 10783 / 1067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 228 DOWNING DR, CHESAPEAKE, VA 23322-8733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 228 DOWNING DR, CHESAPEAKE, VA 23322-8733 |
| Document Number | 10895/1635 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 10895/1635 |
| Instrument | 250021555 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 228 DOWNING DR, CHESAPEAKE, VA 23322-8733 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 009947/330 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 9947/330 |
| Instrument | 180023053 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | May 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 228 DOWNING DR, CHESAPEAKE, VA 23322-8733 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10456/1320 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 10456/1320 |
| Instrument | 210044980 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $564,600 (+4.61%) Land $210,000 Building $354,600 | $564,600 (+4.61%) Land $210,000 Building $354,600 | |
| 2025 | $5,451.00 (+48%) | $539,700 (+14.25%) Land $185,000 Building $354,700 | $539,700 (+14.25%) Land $185,000 Building $354,700 |
| 2023 | $472,400 (+11.52%) Land $175,000 Building $297,400 | $472,400 (+11.52%) Land $175,000 Building $297,400 | |
| 2022 | $423,600 Land $150,000 Building $273,600 | $423,600 Land $150,000 Building $273,600 | |
| 2019 | $3,683.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 183 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 183 in force |
| Nearby Flood Claims | 26 (1990–2020) |
| Claims Outside the SFHA | 3 of 26 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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