Kenton County property record for 228 Deverill St, Ludlow, KY 41016
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 688 sqft · built 1910 |
| Lot Size | 0.06 acres (2,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Oct 2024) |
| Tax Bill | $2,089 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Oct 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 026-41-10-008.00 |
| Primary APN | 026-41-10-008.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 688 sqft Finished Area |
| Gross Area | 773 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,625 sqft (0.06 acres) |
| Lot Dimensions | 105 ft deep x 25 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 228 DEVERILL ST |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUDLOW LAGOON LOT 113 25'X 105' |
| Legal Subdivision | LUDLOW LAGOON LAND |
| Legal Lot Number | 113 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 66900 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 831 TWILIGHT DR, CRESCENT SPRINGS, KY 41017-4488 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 17, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 6, 2022 | Limited Warranty Deed, Transfer NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NATIONAL STLMT SVCS |
| Sep 13, 2022 | Commissioner's Deed, Foreclosure |
| Feb 26, 2019 | Warranty Deed, Construction Loan · Construction Mortgage FINANCE OF AMERICA COM'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2024 · Amount on Record |
| Deed Sale | Oct 3, 2024 · Amount on Record |
| Prior Sale | May 17, 2023 · Amount on Record |
| Deed Document Number | 2024197 |
| Deed Book / Page | 308 / 338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 17, 2023 |
| Property Address | 228 DEVERILL ST, LUDLOW, KY 41016-1327 |
| Document Number | 0005900114 |
| Book / Page | KC 226 / 771 |
| Map Reference | PL 163 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 23051705900114 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 228 DEVERILL ST, LUDLOW, KY 41016-1327 |
| Name | Verified Name |
|---|---|
| Address | 228 DEVERILL ST, LUDLOW, KY 41016-1327 |
| Document Number | 0005900115 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 23051705900115 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 6, 2022 |
| Property Address | 228 DEVERILL ST, LUDLOW, KY 41016-1327 |
| Document Number | 0005900071 |
| Book / Page | 193 / 384 |
| Map Reference | PL 163 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 22100605900071 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NATIONAL STLMT SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 801 WARRENVILLE RD STE 260, 801, LISLE, IL 60532-4320 |
| Name | Verified Name |
|---|---|
| Address | 771 FORESTHILL DR, CRESCENT SPRINGS, KY 41017-4478 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 13, 2022 |
| Property Address | 228 DEVERILL ST, LUDLOW, KY 41016-1327 |
| Document Number | 0005900047 |
| Book / Page | 189 / 652 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 22091305900047 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 S FRANKLIN ST, TITUSVILLE, PA 16354-2168 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 26, 2019 |
| Property Address | 228 DEVERILL ST, LUDLOW, KY 41016-1327 |
| Document Number | 0000000211 |
| Book / Page | 0C6607 / 000041 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 211 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $46.60 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14 LAKE ST BROMLEY KY 410161204, BROMLEY, KY 41016-1204 |
| Document Number | 212 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 0C6607/000044 |
| Instrument | 212 |
| Name | FINANCE OF AMERICA COM'L LLC |
|---|---|
| Address | CHARLOTTE, NC 28210 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 25, 2020 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,000 (-) Land $15,000 Building $145,000 | $160,000 (-) Land $15,000 Building $145,000 | |
| 2025 | $2,089.00 (+194.64%) | $160,000 (+190.38%) Land $10,000 Building $150,000 | $160,000 (+190.38%) Land $10,000 Building $150,000 |
| 2023 | $709.00 | $55,100 Land $10,000 Building $45,100 | $55,100 Land $10,000 Building $45,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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