228 Denver St, Sterling, CO 80751 Property Records

Logan County property record for 228 Denver St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,726 sqft · built 1919
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$257,000 (Jun 2021)
Tax Bill	$1,139 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38052532225009`

Property Details

APN / Parcel Number

Primary APN	`38052532225009`
Alternative APN	`6263000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,726 sqft Heated Area
1st Floor Area	920 sqft
Basement Area	840 sqft
Finished Basement	144 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1939
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Patio Area	176 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	6263000
Street Address	228 DENVER ST
City	STERLING
State	CO
Zip	80751-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 19-21 BLK 37 B&M ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	B&M ADDN
Legal Block	37
Legal Lot Number	19-21
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2063
Census Tract	966300

Owner

228 Denver St is owned and occupied by an individual who bought it in June 2021.

Source: Logan County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	228 DENVER ST, STERLING, CO 80751-4037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COLORADO HOUSING & FINANCE AUTHORITY
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage M2 LENDING SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Apr 3, 2015 · Amount on File
Deed Document Number	2021755689
Deed Book / Page	1043 / 877
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	228 DENVER ST, STERLING, CO 80751-4037
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000755691
Date	Jun 8, 2021
Book Page	1043/879
Instrument	755691

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	CLARKSBORO, NJ 08020

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 8, 2021
Property Address	228 DENVER ST, STERLING, CO 80751-4037
Document Number	0000755689
Book / Page	1043 / 877
Instrument Date	Jun 7, 2021
Instrument	755689
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	228 DENVER ST, STERLING, CO 80751-4037

Mortgage

Document Number	0000755690
Date	Jun 8, 2021
Instrument	755690

Lender

Name	M2 LENDING SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0000755691
Date	Jun 8, 2021
Book Page	1043/879
Instrument	755691

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	CLARKSBORO, NJ 08020

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 228 Denver St was $1,139.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,139.00	$13,585	$217,368 Land $45,000 Building $172,368
2023	$757.00 (-23.84%)	$173,730 (+1,339.35%) Land $36,000 Building $137,730	$173,730 (-) Land $36,000 Building $137,730
2022	$994.00	$12,070 Land $2,500 Building $9,570	$173,730 Land $36,000 Building $137,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Denver St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Denver St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.4% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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