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228 Crown Ct, Winter Haven, FL 33880 Property Records

Polk County property record for 228 Crown Ct, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,179 sqft · built 1991
Lot Size0.163 acres (7,105 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jun 2024)
Tax Bill$2,994 (2025)
Deeds & MortgagesJun 2024 Sale
May 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-28-31-641445-000700

Property Details

APN / Parcel Number

Primary APN26-28-31-641445-000700
Alternative APNs
  • 312826641445000700
  • 12826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,179 sqft Living Area
Gross Area1,599 sqft
1st Floor Area1,179 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area7,105 sqft (0.163 acres)
Lot Dimensions109 ft deep x 66 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

Pool HousePool House
PorchUnfinished Open Porch
Porch Area36 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address228 CROWN CT
CityWINTER HAVEN
StateFL
Zip33880-1911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKINGS POND SUB PHASE ONE PB 87 PGS 44 & 45 LOT 70
Legal Range26E
Legal Township28S
Legal Section31
Legal SubdivisionKINGS POND SUBDIVISION PHASE ONE
Legal Phase1
Legal Tract641445
Legal Block3
Legal Lot Number70
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group3
Census Block3009
Census Tract13802

Owner

228 Crown Ct is owned by an individual who bought it in June 2024.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1043 SPIRIT LAKE RD, WINTER HAVEN, FL 33880-1274
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2024Warranty Deed, Transfer
RIDGE SECURITY TITLE INC
May 11, 2018Deed of Trust, Mortgage · Conventional with PMI
ASSURANCE FIN'L
May 11, 2018Deed of Trust, Mortgage · Conventional with PMI
ASSURANCE FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2024 · Amount on File
Deed SaleJun 18, 2024 · Amount on File
Deed Document Number2024140087
Deed Book / Page13157 / 198
Record UpdatedOct 29, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 18, 2024
Property Address228 CROWN CT, WINTER HAVEN, FL 33880-1911
Document Number0000140087
Book / Page13157 / 198
Map ReferenceMB 87 PG 44&45
Instrument DateJun 14, 2024
Instrument2024140087
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyRIDGE SECURITY TITLE INC

Transaction

AmountAmount on Record
Tax$1,295.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address515 MAGNOLIA RD, LUMBERTON, MS 39455-9413

Transferred To (Grantee/Buyer)

NameVerified Name
Address1043 SPIRIT LAKE RD, WINTER HAVEN, FL 33880-1274

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address228 CROWN CT, WINTER HAVEN, FL 33880-1911
Document Number0105002028
Instrument DateMay 11, 2018
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address228 CROWN CT WINTER HAVEN FL 338801911, WINTER HAVEN, FL 33880-1911

Mortgage

Document Number0105002028
DateMay 30, 2018
Book Page010500/002028
Instrument115537
Lender
NameASSURANCE FIN'L
TypeFunding / Finance Company
AddressBATON ROUGE, LA 70809
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 29, 2048

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address228 CROWN CT, WINTER HAVEN, FL 33880-1911
Document Number0104890836
Instrument DateMay 11, 2018
Transaction TypeMortgage
Record UpdatedJun 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address228 CROWN CT WINTER HAVEN FL 338801911, WINTER HAVEN, FL 33880-1911

Mortgage

Document Number0104890836
DateMay 17, 2018
Book Page010489/000836
Instrument106479
Lender
NameASSURANCE FIN'L
TypeFunding / Finance Company
AddressBATON ROUGE, LA 70809
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 228 Crown Ct was $2,994.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,336 (+7.61%) Land $31,000 Building $141,336$172,336 (+7.61%) Land $31,000 Building $141,336
2025$2,994.00$160,147 Land $31,000 Building $129,147$160,147 Land $31,000 Building $129,147
2023$504.00 (+1%) Homeowner's exemption$55,939 (+3%)$168,132 (+4.97%) Land $30,000 Building $138,132
2022$499.00 Homeowner's exemption$54,310$160,166 Land $25,000 Building $135,166

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Crown Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2017–2023)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2023 · Hurricane Idalia

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Crown Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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