228 Creed St, Struthers, OH 44471 Property Records

Mahoning County property record for 228 Creed St, Struthers, OH 44471

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1951
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Nov 2020)
Tax Bill	$1,783 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-014-0-015.00-0`

Property Details

APN / Parcel Number

Primary APN	`38-014-0-015.00-0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	664 sqft
Upper Floors Area	904 sqft
Basement Area	624 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Lot Area	7,536 sqft (0.173 acres)
Lot Dimensions	151 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	228 CREED ST
City	STRUTHERS
State	OH
Zip	44471-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5749 50 X 151 CREED ST
Legal Subdivision	CREED ST
Legal Lot Number	5749
Jurisdiction	MAHONING OH
Township / Civil Division	STRUTHERS
Census Block Group	5
Census Block	5010
Census Tract	810700

Owner

Source: Mahoning County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	228 CREED ST, STRUTHERS, OH 44471-1637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK NA
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Aug 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	202026327
Deed Book / Page	6411 / 1556
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	06127/1562
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	228 CREED ST, STRUTHERS, OH 44471-1637
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CREED ST, STRUTHERS, OH 44471-1637

Mortgage

Document Number	06584/1120
Date	Aug 10, 2023
Book Page	6584/1120
Instrument	202300014871

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jul 20, 2048

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	228 CREED ST, STRUTHERS, OH 44471-1637
Transaction Type	Mortgage
Record Updated	Dec 30, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CREED ST, STRUTHERS, OH 44471-1637

Mortgage

Document Number	06551/2314
Date	Dec 15, 2022
Book Page	6551/2314
Instrument	202200029154

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Nov 9, 2020
Property Address	228 CREED ST, STRUTHERS, OH 44471-1637
Document Number	06411/1556
Book / Page	6411 / 1556
Map Reference	VOL 30 PG 184
Instrument Date	Nov 9, 2020
Instrument	202000026327
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	228 CREED ST, STRUTHERS, OH 44471-1637

Mortgage

Document Number	202000026328
Date	Nov 9, 2020
Instrument	202000026328

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Aug 3, 2020
Property Address	228 CREED ST, STRUTHERS, OH 44471-1637
Document Number	06392/1772
Book / Page	6392 / 1772
Map Reference	VOL 30 PG 184
Instrument Date	Jul 15, 2020
Instrument	202000016922
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1235 BOARDMAN CANFIELD RD STE 1, 1, YOUNGSTOWN, OH 44512-4069

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Struthers City
Unified School District	Struthers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,783.00	$42,850 (-) Land $4,310 Building $38,540	$122,430 (-) Land $12,320 Building $110,110
2024	$1,783.00 (+1.71%)	$42,850 (-) Land $4,310 Building $38,540
2023	$1,753.00 (+9.97%)	$42,850 (+45.25%) Land $4,310 Building $38,540	$122,430 (+45.27%) Land $12,320 Building $110,110
2022	$1,594.00	$29,500 Land $4,060 Building $25,440	$84,280 Land $11,590 Building $72,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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